▼ 0.50% · 3.625%
HK$4,541
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$144/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$293/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$138/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$280/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,151
−HK$157/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$323/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,557
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,706
−HK$151/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,166
+HK$309/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$172/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$352/mo
Deposit HK$797K · loan HK$1.19M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$165/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$337/mo
Deposit HK$797K · loan HK$1.19M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$187/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,655
+HK$381/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,744
−HK$178/mo
Today · 4.125%
HK$6,922
baseline
▲ 0.50% · 4.625%
HK$7,287
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,844/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,357
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,555
−HK$201/mo
Today · 4.125%
HK$6,756
baseline
▲ 0.50% · 4.625%
HK$7,167
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,512/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,073
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,262
−HK$193/mo
Today · 4.125%
HK$7,455
baseline
▲ 0.50% · 4.625%
HK$7,848
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,910/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,812
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,023
−HK$216/mo
Today · 4.125%
HK$7,239
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$440/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,478/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,578
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,781
−HK$206/mo
Today · 4.125%
HK$7,987
baseline
▲ 0.50% · 4.625%
HK$8,408
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,974/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,266
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,492
−HK$229/mo
Today · 4.125%
HK$7,721
baseline
▲ 0.50% · 4.625%
HK$8,191
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,442/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,083
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,300
−HK$220/mo
Today · 4.125%
HK$8,520
baseline
▲ 0.50% · 4.625%
HK$8,969
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,040/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,720
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,960
−HK$244/mo
Today · 4.125%
HK$8,204
baseline
▲ 0.50% · 4.625%
HK$8,703
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,408/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,588
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,819
−HK$233/mo
Today · 4.125%
HK$9,052
baseline
▲ 0.50% · 4.625%
HK$9,529
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,104/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,174
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,428
−HK$258/mo
Today · 4.125%
HK$8,686
baseline
▲ 0.50% · 4.625%
HK$9,215
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,372/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,093
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,337
−HK$248/mo
Today · 4.125%
HK$9,585
baseline
▲ 0.50% · 4.625%
HK$10,090
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,170/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).