▼ 0.50% · 3.625%
HK$4,400
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$139/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$285/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,026
−HK$134/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$153/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$313/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$146/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$300/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,280
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$167/mo
Today · 4.125%
HK$5,611
baseline
▲ 0.50% · 4.625%
HK$5,953
+HK$342/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$11,222/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$159/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$327/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,898
−HK$181/mo
Today · 4.125%
HK$6,079
baseline
▲ 0.50% · 4.625%
HK$6,449
+HK$370/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$12,158/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,364
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,534
−HK$173/mo
Today · 4.125%
HK$6,707
baseline
▲ 0.50% · 4.625%
HK$7,061
+HK$354/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$13,414/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,160
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$194/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,945
+HK$399/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,853
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,037
−HK$186/mo
Today · 4.125%
HK$7,223
baseline
▲ 0.50% · 4.625%
HK$7,604
+HK$381/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$14,446/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,600
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,805
−HK$209/mo
Today · 4.125%
HK$7,014
baseline
▲ 0.50% · 4.625%
HK$7,441
+HK$427/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,028/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,540
−HK$199/mo
Today · 4.125%
HK$7,739
baseline
▲ 0.50% · 4.625%
HK$8,147
+HK$408/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,478/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,040
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,259
−HK$223/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,937
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,832
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,042
−HK$213/mo
Today · 4.125%
HK$8,255
baseline
▲ 0.50% · 4.625%
HK$8,690
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,510/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,480
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,713
−HK$236/mo
Today · 4.125%
HK$7,949
baseline
▲ 0.50% · 4.625%
HK$8,433
+HK$484/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,898/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,322
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,545
−HK$226/mo
Today · 4.125%
HK$8,771
baseline
▲ 0.50% · 4.625%
HK$9,234
+HK$463/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,542/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,920
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,167
−HK$250/mo
Today · 4.125%
HK$8,417
baseline
▲ 0.50% · 4.625%
HK$8,929
+HK$512/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,834/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,811
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,047
−HK$240/mo
Today · 4.125%
HK$9,287
baseline
▲ 0.50% · 4.625%
HK$9,777
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,574/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).