▼ 0.50% · 3.625%
HK$4,481
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$141/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$290/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$136/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$277/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$155/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$319/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$149/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$305/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$170/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,062
+HK$347/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,982
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,143
−HK$163/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,638
+HK$332/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$184/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,655
−HK$176/mo
Today · 4.125%
HK$6,831
baseline
▲ 0.50% · 4.625%
HK$7,191
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,662/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,274
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$198/mo
Today · 4.125%
HK$6,667
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$406/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$13,334/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,167
−HK$190/mo
Today · 4.125%
HK$7,357
baseline
▲ 0.50% · 4.625%
HK$7,744
+HK$387/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$14,714/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,722
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,931
−HK$212/mo
Today · 4.125%
HK$7,143
baseline
▲ 0.50% · 4.625%
HK$7,578
+HK$435/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,286/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,478
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,679
−HK$203/mo
Today · 4.125%
HK$7,882
baseline
▲ 0.50% · 4.625%
HK$8,297
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,764/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,170
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,393
−HK$227/mo
Today · 4.125%
HK$7,620
baseline
▲ 0.50% · 4.625%
HK$8,083
+HK$463/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,240/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,977
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,190
−HK$217/mo
Today · 4.125%
HK$8,407
baseline
▲ 0.50% · 4.625%
HK$8,851
+HK$444/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,814/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,618
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,855
−HK$241/mo
Today · 4.125%
HK$8,096
baseline
▲ 0.50% · 4.625%
HK$8,588
+HK$492/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,192/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,475
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,702
−HK$231/mo
Today · 4.125%
HK$8,933
baseline
▲ 0.50% · 4.625%
HK$9,404
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,866/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,066
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,317
−HK$255/mo
Today · 4.125%
HK$8,572
baseline
▲ 0.50% · 4.625%
HK$9,094
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,144/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,974
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,214
−HK$244/mo
Today · 4.125%
HK$9,458
baseline
▲ 0.50% · 4.625%
HK$9,957
+HK$499/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,916/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).