▼ 0.50% · 3.625%
HK$4,532
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$143/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$137/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$280/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$158/mo
Today · 4.125%
HK$5,298
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$322/mo
Deposit HK$894K · loan HK$1.09M · min. income ≈ HK$10,596/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,546
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$150/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,154
+HK$309/mo
Deposit HK$894K · loan HK$1.09M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,607
−HK$172/mo
Today · 4.125%
HK$5,779
baseline
▲ 0.50% · 4.625%
HK$6,131
+HK$352/mo
Deposit HK$795K · loan HK$1.19M · min. income ≈ HK$11,558/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,050
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,212
−HK$165/mo
Today · 4.125%
HK$6,377
baseline
▲ 0.50% · 4.625%
HK$6,713
+HK$336/mo
Deposit HK$795K · loan HK$1.19M · min. income ≈ HK$12,754/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,075
−HK$186/mo
Today · 4.125%
HK$6,261
baseline
▲ 0.50% · 4.625%
HK$6,642
+HK$381/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$12,522/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,554
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,730
−HK$178/mo
Today · 4.125%
HK$6,908
baseline
▲ 0.50% · 4.625%
HK$7,272
+HK$364/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$13,816/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,542
−HK$200/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,153
+HK$411/mo
Deposit HK$596K · loan HK$1.39M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,058
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$192/mo
Today · 4.125%
HK$7,440
baseline
▲ 0.50% · 4.625%
HK$7,832
+HK$392/mo
Deposit HK$596K · loan HK$1.39M · min. income ≈ HK$14,880/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,798
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,009
−HK$215/mo
Today · 4.125%
HK$7,224
baseline
▲ 0.50% · 4.625%
HK$7,664
+HK$440/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$14,448/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,562
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,765
−HK$206/mo
Today · 4.125%
HK$7,971
baseline
▲ 0.50% · 4.625%
HK$8,391
+HK$420/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$15,942/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,251
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,476
−HK$230/mo
Today · 4.125%
HK$7,706
baseline
▲ 0.50% · 4.625%
HK$8,175
+HK$469/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$15,412/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,067
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,283
−HK$219/mo
Today · 4.125%
HK$8,502
baseline
▲ 0.50% · 4.625%
HK$8,951
+HK$449/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$17,004/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,704
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,944
−HK$243/mo
Today · 4.125%
HK$8,187
baseline
▲ 0.50% · 4.625%
HK$8,685
+HK$498/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,374/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,571
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,801
−HK$233/mo
Today · 4.125%
HK$9,034
baseline
▲ 0.50% · 4.625%
HK$9,510
+HK$476/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,068/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,157
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,411
−HK$258/mo
Today · 4.125%
HK$8,669
baseline
▲ 0.50% · 4.625%
HK$9,196
+HK$527/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,338/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,075
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,318
−HK$247/mo
Today · 4.125%
HK$9,565
baseline
▲ 0.50% · 4.625%
HK$10,069
+HK$504/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,130/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).