▼ 0.50% · 3.625%
HK$4,533
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$144/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$293/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$137/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,596
+HK$280/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$157/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$323/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$151/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$309/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$172/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$352/mo
Deposit HK$795K · loan HK$1.19M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,214
−HK$165/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$336/mo
Deposit HK$795K · loan HK$1.19M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,077
−HK$186/mo
Today · 4.125%
HK$6,263
baseline
▲ 0.50% · 4.625%
HK$6,644
+HK$381/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$12,526/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,556
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,732
−HK$179/mo
Today · 4.125%
HK$6,911
baseline
▲ 0.50% · 4.625%
HK$7,275
+HK$364/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$13,822/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,347
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,544
−HK$201/mo
Today · 4.125%
HK$6,745
baseline
▲ 0.50% · 4.625%
HK$7,155
+HK$410/mo
Deposit HK$596K · loan HK$1.39M · min. income ≈ HK$13,490/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,061
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,250
−HK$192/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,834
+HK$392/mo
Deposit HK$596K · loan HK$1.39M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,012
−HK$215/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,666
+HK$439/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,565
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,768
−HK$206/mo
Today · 4.125%
HK$7,974
baseline
▲ 0.50% · 4.625%
HK$8,394
+HK$420/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$15,948/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,253
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,479
−HK$229/mo
Today · 4.125%
HK$7,708
baseline
▲ 0.50% · 4.625%
HK$8,177
+HK$469/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,416/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,069
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,286
−HK$219/mo
Today · 4.125%
HK$8,505
baseline
▲ 0.50% · 4.625%
HK$8,954
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,010/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,707
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,946
−HK$244/mo
Today · 4.125%
HK$8,190
baseline
▲ 0.50% · 4.625%
HK$8,688
+HK$498/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,380/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,574
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,804
−HK$233/mo
Today · 4.125%
HK$9,037
baseline
▲ 0.50% · 4.625%
HK$9,513
+HK$476/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,074/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,160
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,414
−HK$258/mo
Today · 4.125%
HK$8,672
baseline
▲ 0.50% · 4.625%
HK$9,199
+HK$527/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,344/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,078
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,321
−HK$247/mo
Today · 4.125%
HK$9,568
baseline
▲ 0.50% · 4.625%
HK$10,073
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,136/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).