▼ 0.50% · 3.625%
HK$4,500
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$143/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$291/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$136/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$278/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$157/mo
Today · 4.125%
HK$5,260
baseline
▲ 0.50% · 4.625%
HK$5,580
+HK$320/mo
Deposit HK$888K · loan HK$1.09M · min. income ≈ HK$10,520/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,654
−HK$150/mo
Today · 4.125%
HK$5,804
baseline
▲ 0.50% · 4.625%
HK$6,110
+HK$306/mo
Deposit HK$888K · loan HK$1.09M · min. income ≈ HK$11,608/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$171/mo
Today · 4.125%
HK$5,738
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$349/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$11,476/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,168
−HK$163/mo
Today · 4.125%
HK$6,331
baseline
▲ 0.50% · 4.625%
HK$6,665
+HK$334/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$12,662/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,031
−HK$185/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,594
+HK$378/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,507
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,682
−HK$177/mo
Today · 4.125%
HK$6,859
baseline
▲ 0.50% · 4.625%
HK$7,221
+HK$362/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,718/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$199/mo
Today · 4.125%
HK$6,694
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$408/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,388/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,008
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$191/mo
Today · 4.125%
HK$7,387
baseline
▲ 0.50% · 4.625%
HK$7,776
+HK$389/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,774/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,749
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,959
−HK$214/mo
Today · 4.125%
HK$7,173
baseline
▲ 0.50% · 4.625%
HK$7,609
+HK$436/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,346/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,509
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,710
−HK$204/mo
Today · 4.125%
HK$7,914
baseline
▲ 0.50% · 4.625%
HK$8,331
+HK$417/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,828/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,423
−HK$228/mo
Today · 4.125%
HK$7,651
baseline
▲ 0.50% · 4.625%
HK$8,116
+HK$465/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,302/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,009
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,224
−HK$218/mo
Today · 4.125%
HK$8,442
baseline
▲ 0.50% · 4.625%
HK$8,887
+HK$445/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,884/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,649
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,887
−HK$242/mo
Today · 4.125%
HK$8,129
baseline
▲ 0.50% · 4.625%
HK$8,623
+HK$494/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,258/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,510
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,738
−HK$231/mo
Today · 4.125%
HK$8,969
baseline
▲ 0.50% · 4.625%
HK$9,442
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,938/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,099
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,351
−HK$256/mo
Today · 4.125%
HK$8,607
baseline
▲ 0.50% · 4.625%
HK$9,131
+HK$524/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$17,214/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,010
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,252
−HK$245/mo
Today · 4.125%
HK$9,497
baseline
▲ 0.50% · 4.625%
HK$9,998
+HK$501/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$18,994/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).