▼ 0.50% · 3.625%
HK$20,671
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$654/mo
Today · 4.125%
HK$21,968
baseline
▲ 0.50% · 4.625%
HK$23,304
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,936/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,997
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,614
−HK$625/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,517
+HK$1,278/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,739
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,446
−HK$719/mo
Today · 4.125%
HK$24,165
baseline
▲ 0.50% · 4.625%
HK$25,635
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,330/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,296
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,975
−HK$688/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,069
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,806
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,577
−HK$784/mo
Today · 4.125%
HK$26,361
baseline
▲ 0.50% · 4.625%
HK$27,965
+HK$1,604/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,722/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,336
−HK$751/mo
Today · 4.125%
HK$29,087
baseline
▲ 0.50% · 4.625%
HK$30,620
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,174/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,873
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,709
−HK$849/mo
Today · 4.125%
HK$28,558
baseline
▲ 0.50% · 4.625%
HK$30,296
+HK$1,738/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,116/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,896
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,698
−HK$813/mo
Today · 4.125%
HK$31,511
baseline
▲ 0.50% · 4.625%
HK$33,172
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,022/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,940
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,840
−HK$915/mo
Today · 4.125%
HK$30,755
baseline
▲ 0.50% · 4.625%
HK$32,626
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,510/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,196
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,059
−HK$876/mo
Today · 4.125%
HK$33,935
baseline
▲ 0.50% · 4.625%
HK$35,724
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,870/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,007
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,972
−HK$980/mo
Today · 4.125%
HK$32,952
baseline
▲ 0.50% · 4.625%
HK$34,957
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,904/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,495
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,420
−HK$939/mo
Today · 4.125%
HK$36,359
baseline
▲ 0.50% · 4.625%
HK$38,275
+HK$1,916/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,718/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,103
−HK$1,045/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,795
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,782
−HK$1,001/mo
Today · 4.125%
HK$38,783
baseline
▲ 0.50% · 4.625%
HK$40,827
+HK$2,044/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,566/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,142
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,235
−HK$1,110/mo
Today · 4.125%
HK$37,345
baseline
▲ 0.50% · 4.625%
HK$39,618
+HK$2,273/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,690/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,095
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,143
−HK$1,064/mo
Today · 4.125%
HK$41,207
baseline
▲ 0.50% · 4.625%
HK$43,379
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,414/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,209
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,366
−HK$1,176/mo
Today · 4.125%
HK$39,542
baseline
▲ 0.50% · 4.625%
HK$41,948
+HK$2,406/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,084/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,394
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,504
−HK$1,127/mo
Today · 4.125%
HK$43,631
baseline
▲ 0.50% · 4.625%
HK$45,930
+HK$2,299/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,262/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,542 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).