▼ 0.50% · 3.625%
HK$13,977
−HK$876/mo
▼ 0.25% · 3.875%
HK$14,412
−HK$441/mo
Today · 4.125%
HK$14,853
baseline
▲ 0.50% · 4.625%
HK$15,757
+HK$904/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$29,706/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,549
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,966
−HK$423/mo
Today · 4.125%
HK$16,389
baseline
▲ 0.50% · 4.625%
HK$17,253
+HK$864/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$32,778/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,375
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,853
−HK$486/mo
Today · 4.125%
HK$16,339
baseline
▲ 0.50% · 4.625%
HK$17,333
+HK$994/mo
Deposit HK$2.76M · loan HK$3.37M · min. income ≈ HK$32,678/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,104
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,563
−HK$465/mo
Today · 4.125%
HK$18,028
baseline
▲ 0.50% · 4.625%
HK$18,978
+HK$950/mo
Deposit HK$2.76M · loan HK$3.37M · min. income ≈ HK$36,056/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,772
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,294
−HK$530/mo
Today · 4.125%
HK$17,824
baseline
▲ 0.50% · 4.625%
HK$18,909
+HK$1,085/mo
Deposit HK$2.45M · loan HK$3.68M · min. income ≈ HK$35,648/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,659
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,159
−HK$508/mo
Today · 4.125%
HK$19,667
baseline
▲ 0.50% · 4.625%
HK$20,704
+HK$1,037/mo
Deposit HK$2.45M · loan HK$3.68M · min. income ≈ HK$39,334/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,170
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,735
−HK$574/mo
Today · 4.125%
HK$19,309
baseline
▲ 0.50% · 4.625%
HK$20,484
+HK$1,175/mo
Deposit HK$2.15M · loan HK$3.98M · min. income ≈ HK$38,618/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,214
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,756
−HK$550/mo
Today · 4.125%
HK$21,306
baseline
▲ 0.50% · 4.625%
HK$22,429
+HK$1,123/mo
Deposit HK$2.15M · loan HK$3.98M · min. income ≈ HK$42,612/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,568
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,176
−HK$619/mo
Today · 4.125%
HK$20,795
baseline
▲ 0.50% · 4.625%
HK$22,060
+HK$1,265/mo
Deposit HK$1.84M · loan HK$4.29M · min. income ≈ HK$41,590/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,769
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,353
−HK$592/mo
Today · 4.125%
HK$22,945
baseline
▲ 0.50% · 4.625%
HK$24,154
+HK$1,209/mo
Deposit HK$1.84M · loan HK$4.29M · min. income ≈ HK$45,890/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,965
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,617
−HK$663/mo
Today · 4.125%
HK$22,280
baseline
▲ 0.50% · 4.625%
HK$23,636
+HK$1,356/mo
Deposit HK$1.53M · loan HK$4.60M · min. income ≈ HK$44,560/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,324
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,949
−HK$635/mo
Today · 4.125%
HK$24,584
baseline
▲ 0.50% · 4.625%
HK$25,880
+HK$1,296/mo
Deposit HK$1.53M · loan HK$4.60M · min. income ≈ HK$49,168/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,363
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,059
−HK$706/mo
Today · 4.125%
HK$23,765
baseline
▲ 0.50% · 4.625%
HK$25,211
+HK$1,446/mo
Deposit HK$1.23M · loan HK$4.90M · min. income ≈ HK$47,530/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,879
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,546
−HK$677/mo
Today · 4.125%
HK$26,223
baseline
▲ 0.50% · 4.625%
HK$27,605
+HK$1,382/mo
Deposit HK$1.23M · loan HK$4.90M · min. income ≈ HK$52,446/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,761
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,500
−HK$751/mo
Today · 4.125%
HK$25,251
baseline
▲ 0.50% · 4.625%
HK$26,787
+HK$1,536/mo
Deposit HK$919K · loan HK$5.21M · min. income ≈ HK$50,502/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,434
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,143
−HK$719/mo
Today · 4.125%
HK$27,862
baseline
▲ 0.50% · 4.625%
HK$29,330
+HK$1,468/mo
Deposit HK$919K · loan HK$5.21M · min. income ≈ HK$55,724/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,158
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,941
−HK$795/mo
Today · 4.125%
HK$26,736
baseline
▲ 0.50% · 4.625%
HK$28,363
+HK$1,627/mo
Deposit HK$613K · loan HK$5.52M · min. income ≈ HK$53,472/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,988
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,739
−HK$762/mo
Today · 4.125%
HK$29,501
baseline
▲ 0.50% · 4.625%
HK$31,056
+HK$1,555/mo
Deposit HK$613K · loan HK$5.52M · min. income ≈ HK$59,002/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$147,953 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).