▼ 0.50% · 3.625%
HK$15,703
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,192
−HK$496/mo
Today · 4.125%
HK$16,688
baseline
▲ 0.50% · 4.625%
HK$17,703
+HK$1,015/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,376/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,470
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,938
−HK$475/mo
Today · 4.125%
HK$18,413
baseline
▲ 0.50% · 4.625%
HK$19,384
+HK$971/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,826/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,273
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,811
−HK$546/mo
Today · 4.125%
HK$18,357
baseline
▲ 0.50% · 4.625%
HK$19,474
+HK$1,117/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,714/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,217
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,732
−HK$523/mo
Today · 4.125%
HK$20,255
baseline
▲ 0.50% · 4.625%
HK$21,322
+HK$1,067/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,510/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,844
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,430
−HK$595/mo
Today · 4.125%
HK$20,025
baseline
▲ 0.50% · 4.625%
HK$21,244
+HK$1,219/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,050/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,964
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,526
−HK$570/mo
Today · 4.125%
HK$22,096
baseline
▲ 0.50% · 4.625%
HK$23,261
+HK$1,165/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,192/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,414
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,049
−HK$645/mo
Today · 4.125%
HK$21,694
baseline
▲ 0.50% · 4.625%
HK$23,014
+HK$1,320/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,388/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,711
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,320
−HK$617/mo
Today · 4.125%
HK$23,937
baseline
▲ 0.50% · 4.625%
HK$25,199
+HK$1,262/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,874/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,984
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,668
−HK$695/mo
Today · 4.125%
HK$23,363
baseline
▲ 0.50% · 4.625%
HK$24,785
+HK$1,422/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,726/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,457
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,113
−HK$666/mo
Today · 4.125%
HK$25,779
baseline
▲ 0.50% · 4.625%
HK$27,138
+HK$1,359/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,558/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,555
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$745/mo
Today · 4.125%
HK$25,032
baseline
▲ 0.50% · 4.625%
HK$26,555
+HK$1,523/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$50,064/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$713/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,076
+HK$1,456/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,125
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,907
−HK$794/mo
Today · 4.125%
HK$26,701
baseline
▲ 0.50% · 4.625%
HK$28,325
+HK$1,624/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$53,402/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,951
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,701
−HK$761/mo
Today · 4.125%
HK$29,462
baseline
▲ 0.50% · 4.625%
HK$31,014
+HK$1,552/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$58,924/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,695
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,526
−HK$843/mo
Today · 4.125%
HK$28,369
baseline
▲ 0.50% · 4.625%
HK$30,096
+HK$1,727/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$56,738/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,698
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,495
−HK$808/mo
Today · 4.125%
HK$31,303
baseline
▲ 0.50% · 4.625%
HK$32,953
+HK$1,650/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$62,606/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,266
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,145
−HK$893/mo
Today · 4.125%
HK$30,038
baseline
▲ 0.50% · 4.625%
HK$31,866
+HK$1,828/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,076/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,445
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,289
−HK$855/mo
Today · 4.125%
HK$33,144
baseline
▲ 0.50% · 4.625%
HK$34,891
+HK$1,747/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,288/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,598 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).