▼ 0.50% · 3.625%
HK$18,200
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,767
−HK$575/mo
Today · 4.125%
HK$19,342
baseline
▲ 0.50% · 4.625%
HK$20,519
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,684/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,248
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,791
−HK$551/mo
Today · 4.125%
HK$21,342
baseline
▲ 0.50% · 4.625%
HK$22,467
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,684/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,020
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,643
−HK$633/mo
Today · 4.125%
HK$21,276
baseline
▲ 0.50% · 4.625%
HK$22,570
+HK$1,294/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,552/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,273
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,870
−HK$606/mo
Today · 4.125%
HK$23,476
baseline
▲ 0.50% · 4.625%
HK$24,713
+HK$1,237/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,952/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,840
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,520
−HK$690/mo
Today · 4.125%
HK$23,210
baseline
▲ 0.50% · 4.625%
HK$24,622
+HK$1,412/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,420/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,297
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,949
−HK$661/mo
Today · 4.125%
HK$25,610
baseline
▲ 0.50% · 4.625%
HK$26,960
+HK$1,350/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,220/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,660
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,396
−HK$748/mo
Today · 4.125%
HK$25,144
baseline
▲ 0.50% · 4.625%
HK$26,674
+HK$1,530/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,288/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,322
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,028
−HK$716/mo
Today · 4.125%
HK$27,744
baseline
▲ 0.50% · 4.625%
HK$29,207
+HK$1,463/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,488/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,481
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,273
−HK$805/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,726
+HK$1,648/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,347
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,107
−HK$771/mo
Today · 4.125%
HK$29,878
baseline
▲ 0.50% · 4.625%
HK$31,453
+HK$1,575/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$59,756/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,301
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,150
−HK$863/mo
Today · 4.125%
HK$29,013
baseline
▲ 0.50% · 4.625%
HK$30,778
+HK$1,765/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,026/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,372
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,186
−HK$826/mo
Today · 4.125%
HK$32,012
baseline
▲ 0.50% · 4.625%
HK$33,700
+HK$1,688/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,024/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,026
−HK$921/mo
Today · 4.125%
HK$30,947
baseline
▲ 0.50% · 4.625%
HK$32,830
+HK$1,883/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,894/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,396
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,265
−HK$882/mo
Today · 4.125%
HK$34,147
baseline
▲ 0.50% · 4.625%
HK$35,947
+HK$1,800/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,294/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,941
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,903
−HK$978/mo
Today · 4.125%
HK$32,881
baseline
▲ 0.50% · 4.625%
HK$34,882
+HK$2,001/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,762/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,421
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,344
−HK$937/mo
Today · 4.125%
HK$36,281
baseline
▲ 0.50% · 4.625%
HK$38,193
+HK$1,912/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,562/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,761
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,780
−HK$1,035/mo
Today · 4.125%
HK$34,815
baseline
▲ 0.50% · 4.625%
HK$36,933
+HK$2,118/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,630/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,446
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,423
−HK$992/mo
Today · 4.125%
HK$38,415
baseline
▲ 0.50% · 4.625%
HK$40,440
+HK$2,025/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,830/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).