▼ 0.50% · 3.625%
HK$18,752
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,336
−HK$592/mo
Today · 4.125%
HK$19,928
baseline
▲ 0.50% · 4.625%
HK$21,141
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,856/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,862
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,421
−HK$568/mo
Today · 4.125%
HK$21,989
baseline
▲ 0.50% · 4.625%
HK$23,148
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,978/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,627
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,269
−HK$652/mo
Today · 4.125%
HK$21,921
baseline
▲ 0.50% · 4.625%
HK$23,255
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,842/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,948
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,563
−HK$625/mo
Today · 4.125%
HK$24,188
baseline
▲ 0.50% · 4.625%
HK$25,463
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,376/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,503
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,203
−HK$711/mo
Today · 4.125%
HK$23,914
baseline
▲ 0.50% · 4.625%
HK$25,369
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,828/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,034
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,705
−HK$682/mo
Today · 4.125%
HK$26,387
baseline
▲ 0.50% · 4.625%
HK$27,777
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,774/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,378
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,136
−HK$771/mo
Today · 4.125%
HK$25,907
baseline
▲ 0.50% · 4.625%
HK$27,483
+HK$1,576/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,814/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,120
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,848
−HK$737/mo
Today · 4.125%
HK$28,585
baseline
▲ 0.50% · 4.625%
HK$30,092
+HK$1,507/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,170/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,253
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,070
−HK$829/mo
Today · 4.125%
HK$27,899
baseline
▲ 0.50% · 4.625%
HK$29,597
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,798/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,206
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,990
−HK$794/mo
Today · 4.125%
HK$30,784
baseline
▲ 0.50% · 4.625%
HK$32,407
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,568/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,128
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,003
−HK$889/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,711
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,293
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,132
−HK$851/mo
Today · 4.125%
HK$32,983
baseline
▲ 0.50% · 4.625%
HK$34,722
+HK$1,739/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,966/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,004
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,937
−HK$948/mo
Today · 4.125%
HK$31,885
baseline
▲ 0.50% · 4.625%
HK$33,825
+HK$1,940/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,770/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,379
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$908/mo
Today · 4.125%
HK$35,182
baseline
▲ 0.50% · 4.625%
HK$37,037
+HK$1,855/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,364/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,879
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,870
−HK$1,008/mo
Today · 4.125%
HK$33,878
baseline
▲ 0.50% · 4.625%
HK$35,939
+HK$2,061/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,756/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,465
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,416
−HK$965/mo
Today · 4.125%
HK$37,381
baseline
▲ 0.50% · 4.625%
HK$39,351
+HK$1,970/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,762/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,754
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,804
−HK$1,067/mo
Today · 4.125%
HK$35,871
baseline
▲ 0.50% · 4.625%
HK$38,053
+HK$2,182/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,742/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,551
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,558
−HK$1,022/mo
Today · 4.125%
HK$39,580
baseline
▲ 0.50% · 4.625%
HK$41,666
+HK$2,086/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,160/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).