▼ 0.50% · 3.625%
HK$18,819
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,404
−HK$595/mo
Today · 4.125%
HK$19,999
baseline
▲ 0.50% · 4.625%
HK$21,216
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$39,998/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,936
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,497
−HK$570/mo
Today · 4.125%
HK$22,067
baseline
▲ 0.50% · 4.625%
HK$23,230
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,134/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,701
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,345
−HK$654/mo
Today · 4.125%
HK$21,999
baseline
▲ 0.50% · 4.625%
HK$23,338
+HK$1,339/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,998/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,030
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,647
−HK$627/mo
Today · 4.125%
HK$24,274
baseline
▲ 0.50% · 4.625%
HK$25,553
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,548/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,583
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,285
−HK$714/mo
Today · 4.125%
HK$23,999
baseline
▲ 0.50% · 4.625%
HK$25,459
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,998/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,123
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,797
−HK$683/mo
Today · 4.125%
HK$26,480
baseline
▲ 0.50% · 4.625%
HK$27,876
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,960/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,465
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,226
−HK$773/mo
Today · 4.125%
HK$25,999
baseline
▲ 0.50% · 4.625%
HK$27,581
+HK$1,582/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,998/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,217
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,947
−HK$740/mo
Today · 4.125%
HK$28,687
baseline
▲ 0.50% · 4.625%
HK$30,199
+HK$1,512/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,374/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,347
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,166
−HK$833/mo
Today · 4.125%
HK$27,999
baseline
▲ 0.50% · 4.625%
HK$29,702
+HK$1,703/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$55,998/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,310
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$798/mo
Today · 4.125%
HK$30,894
baseline
▲ 0.50% · 4.625%
HK$32,522
+HK$1,628/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,788/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,229
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,107
−HK$892/mo
Today · 4.125%
HK$29,999
baseline
▲ 0.50% · 4.625%
HK$31,824
+HK$1,825/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,998/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,404
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,246
−HK$855/mo
Today · 4.125%
HK$33,101
baseline
▲ 0.50% · 4.625%
HK$34,845
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,202/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,110
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,047
−HK$952/mo
Today · 4.125%
HK$31,999
baseline
▲ 0.50% · 4.625%
HK$33,946
+HK$1,947/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,998/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,498
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,396
−HK$911/mo
Today · 4.125%
HK$35,307
baseline
▲ 0.50% · 4.625%
HK$37,168
+HK$1,861/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,614/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,992
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,987
−HK$1,012/mo
Today · 4.125%
HK$33,999
baseline
▲ 0.50% · 4.625%
HK$36,067
+HK$2,068/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$67,998/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,591
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,546
−HK$968/mo
Today · 4.125%
HK$37,514
baseline
▲ 0.50% · 4.625%
HK$39,491
+HK$1,977/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,028/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,874
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$1,070/mo
Today · 4.125%
HK$35,998
baseline
▲ 0.50% · 4.625%
HK$38,189
+HK$2,191/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$71,996/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,685
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,695
−HK$1,026/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$41,814
+HK$2,093/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,591 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).