▼ 0.50% · 3.625%
HK$19,098
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,692
−HK$603/mo
Today · 4.125%
HK$20,295
baseline
▲ 0.50% · 4.625%
HK$21,530
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,590/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,246
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,816
−HK$578/mo
Today · 4.125%
HK$22,394
baseline
▲ 0.50% · 4.625%
HK$23,574
+HK$1,180/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,788/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,007
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,661
−HK$664/mo
Today · 4.125%
HK$22,325
baseline
▲ 0.50% · 4.625%
HK$23,683
+HK$1,358/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,650/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,370
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$23,997
−HK$636/mo
Today · 4.125%
HK$24,633
baseline
▲ 0.50% · 4.625%
HK$25,932
+HK$1,299/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,266/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,917
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,630
−HK$724/mo
Today · 4.125%
HK$24,354
baseline
▲ 0.50% · 4.625%
HK$25,836
+HK$1,482/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,708/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,495
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,179
−HK$693/mo
Today · 4.125%
HK$26,872
baseline
▲ 0.50% · 4.625%
HK$28,289
+HK$1,417/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,744/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,599
−HK$785/mo
Today · 4.125%
HK$26,384
baseline
▲ 0.50% · 4.625%
HK$27,989
+HK$1,605/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,768/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,620
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,360
−HK$752/mo
Today · 4.125%
HK$29,112
baseline
▲ 0.50% · 4.625%
HK$30,646
+HK$1,534/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,224/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,737
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,568
−HK$845/mo
Today · 4.125%
HK$28,413
baseline
▲ 0.50% · 4.625%
HK$30,142
+HK$1,729/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,826/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,744
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$809/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,004
+HK$1,653/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,646
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,537
−HK$906/mo
Today · 4.125%
HK$30,443
baseline
▲ 0.50% · 4.625%
HK$32,295
+HK$1,852/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,886/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,869
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,724
−HK$867/mo
Today · 4.125%
HK$33,591
baseline
▲ 0.50% · 4.625%
HK$35,361
+HK$1,770/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,182/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,556
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,507
−HK$965/mo
Today · 4.125%
HK$32,472
baseline
▲ 0.50% · 4.625%
HK$34,448
+HK$1,976/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$64,944/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,993
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,905
−HK$925/mo
Today · 4.125%
HK$35,830
baseline
▲ 0.50% · 4.625%
HK$37,719
+HK$1,889/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$71,660/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,466
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,476
−HK$1,026/mo
Today · 4.125%
HK$34,502
baseline
▲ 0.50% · 4.625%
HK$36,601
+HK$2,099/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$69,004/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,118
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,087
−HK$982/mo
Today · 4.125%
HK$38,069
baseline
▲ 0.50% · 4.625%
HK$40,076
+HK$2,007/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,138/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,376
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,445
−HK$1,086/mo
Today · 4.125%
HK$36,531
baseline
▲ 0.50% · 4.625%
HK$38,754
+HK$2,223/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,062/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,243
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,268
−HK$1,041/mo
Today · 4.125%
HK$40,309
baseline
▲ 0.50% · 4.625%
HK$42,433
+HK$2,124/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,618/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).