▼ 0.50% · 3.625%
HK$15,781
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,272
−HK$498/mo
Today · 4.125%
HK$16,770
baseline
▲ 0.50% · 4.625%
HK$17,791
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,540/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,556
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,027
−HK$477/mo
Today · 4.125%
HK$18,504
baseline
▲ 0.50% · 4.625%
HK$19,480
+HK$976/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,008/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,359
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,899
−HK$548/mo
Today · 4.125%
HK$18,447
baseline
▲ 0.50% · 4.625%
HK$19,570
+HK$1,123/mo
Deposit HK$3.11M · loan HK$3.81M · min. income ≈ HK$36,894/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,312
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,830
−HK$525/mo
Today · 4.125%
HK$20,355
baseline
▲ 0.50% · 4.625%
HK$21,428
+HK$1,073/mo
Deposit HK$3.11M · loan HK$3.81M · min. income ≈ HK$40,710/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,937
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,526
−HK$598/mo
Today · 4.125%
HK$20,124
baseline
▲ 0.50% · 4.625%
HK$21,349
+HK$1,225/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,248/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,067
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,632
−HK$573/mo
Today · 4.125%
HK$22,205
baseline
▲ 0.50% · 4.625%
HK$23,376
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,410/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,515
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,153
−HK$649/mo
Today · 4.125%
HK$21,802
baseline
▲ 0.50% · 4.625%
HK$23,128
+HK$1,326/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,604/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,823
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,435
−HK$621/mo
Today · 4.125%
HK$24,056
baseline
▲ 0.50% · 4.625%
HK$25,324
+HK$1,268/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,112/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,093
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,780
−HK$699/mo
Today · 4.125%
HK$23,479
baseline
▲ 0.50% · 4.625%
HK$24,907
+HK$1,428/mo
Deposit HK$2.08M · loan HK$4.84M · min. income ≈ HK$46,958/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,578
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,238
−HK$668/mo
Today · 4.125%
HK$25,906
baseline
▲ 0.50% · 4.625%
HK$27,272
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.84M · min. income ≈ HK$51,812/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,671
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,408
−HK$748/mo
Today · 4.125%
HK$25,156
baseline
▲ 0.50% · 4.625%
HK$26,686
+HK$1,530/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,312/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,334
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,040
−HK$717/mo
Today · 4.125%
HK$27,757
baseline
▲ 0.50% · 4.625%
HK$29,220
+HK$1,463/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,514/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,249
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,035
−HK$798/mo
Today · 4.125%
HK$26,833
baseline
▲ 0.50% · 4.625%
HK$28,465
+HK$1,632/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$53,666/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,090
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,843
−HK$764/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,168
+HK$1,561/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,827
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,662
−HK$848/mo
Today · 4.125%
HK$28,510
baseline
▲ 0.50% · 4.625%
HK$30,244
+HK$1,734/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$57,020/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,845
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,646
−HK$812/mo
Today · 4.125%
HK$31,458
baseline
▲ 0.50% · 4.625%
HK$33,116
+HK$1,658/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,916/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,405
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,289
−HK$898/mo
Today · 4.125%
HK$30,187
baseline
▲ 0.50% · 4.625%
HK$32,023
+HK$1,836/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,374/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,601
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,448
−HK$860/mo
Today · 4.125%
HK$33,308
baseline
▲ 0.50% · 4.625%
HK$35,064
+HK$1,756/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,616/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,619 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).