▼ 0.50% · 3.625%
HK$15,786
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,277
−HK$499/mo
Today · 4.125%
HK$16,776
baseline
▲ 0.50% · 4.625%
HK$17,797
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,552/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,562
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,033
−HK$478/mo
Today · 4.125%
HK$18,511
baseline
▲ 0.50% · 4.625%
HK$19,487
+HK$976/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,022/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,365
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,905
−HK$549/mo
Today · 4.125%
HK$18,454
baseline
▲ 0.50% · 4.625%
HK$19,577
+HK$1,123/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,908/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,318
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,837
−HK$525/mo
Today · 4.125%
HK$20,362
baseline
▲ 0.50% · 4.625%
HK$21,436
+HK$1,074/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,724/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,944
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,533
−HK$599/mo
Today · 4.125%
HK$20,132
baseline
▲ 0.50% · 4.625%
HK$21,357
+HK$1,225/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,264/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,075
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,640
−HK$573/mo
Today · 4.125%
HK$22,213
baseline
▲ 0.50% · 4.625%
HK$23,384
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,426/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,522
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,161
−HK$648/mo
Today · 4.125%
HK$21,809
baseline
▲ 0.50% · 4.625%
HK$23,136
+HK$1,327/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,618/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,831
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,443
−HK$621/mo
Today · 4.125%
HK$24,064
baseline
▲ 0.50% · 4.625%
HK$25,333
+HK$1,269/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,128/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,101
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,788
−HK$699/mo
Today · 4.125%
HK$23,487
baseline
▲ 0.50% · 4.625%
HK$24,916
+HK$1,429/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$46,974/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,587
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,247
−HK$669/mo
Today · 4.125%
HK$25,916
baseline
▲ 0.50% · 4.625%
HK$27,282
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,832/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,680
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,416
−HK$749/mo
Today · 4.125%
HK$25,165
baseline
▲ 0.50% · 4.625%
HK$26,696
+HK$1,531/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,330/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,343
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,050
−HK$717/mo
Today · 4.125%
HK$27,767
baseline
▲ 0.50% · 4.625%
HK$29,230
+HK$1,463/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,534/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,258
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,044
−HK$798/mo
Today · 4.125%
HK$26,842
baseline
▲ 0.50% · 4.625%
HK$28,476
+HK$1,634/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$53,684/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,100
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,853
−HK$765/mo
Today · 4.125%
HK$29,618
baseline
▲ 0.50% · 4.625%
HK$31,179
+HK$1,561/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$59,236/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,837
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,672
−HK$848/mo
Today · 4.125%
HK$28,520
baseline
▲ 0.50% · 4.625%
HK$30,255
+HK$1,735/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$57,040/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,856
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,657
−HK$812/mo
Today · 4.125%
HK$31,469
baseline
▲ 0.50% · 4.625%
HK$33,128
+HK$1,659/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,938/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,416
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,299
−HK$898/mo
Today · 4.125%
HK$30,197
baseline
▲ 0.50% · 4.625%
HK$32,035
+HK$1,838/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,394/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,612
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,460
−HK$860/mo
Today · 4.125%
HK$33,320
baseline
▲ 0.50% · 4.625%
HK$35,076
+HK$1,756/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,640/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,693 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).