▼ 0.50% · 3.625%
HK$20,028
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,651
−HK$633/mo
Today · 4.125%
HK$21,284
baseline
▲ 0.50% · 4.625%
HK$22,579
+HK$1,295/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,568/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,281
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,879
−HK$606/mo
Today · 4.125%
HK$23,485
baseline
▲ 0.50% · 4.625%
HK$24,723
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,970/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,031
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,716
−HK$696/mo
Today · 4.125%
HK$23,412
baseline
▲ 0.50% · 4.625%
HK$24,837
+HK$1,425/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,824/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,509
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,166
−HK$667/mo
Today · 4.125%
HK$25,833
baseline
▲ 0.50% · 4.625%
HK$27,195
+HK$1,362/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,666/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,034
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,781
−HK$760/mo
Today · 4.125%
HK$25,541
baseline
▲ 0.50% · 4.625%
HK$27,095
+HK$1,554/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,082/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,737
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,454
−HK$728/mo
Today · 4.125%
HK$28,182
baseline
▲ 0.50% · 4.625%
HK$29,667
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,364/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,036
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,846
−HK$823/mo
Today · 4.125%
HK$27,669
baseline
▲ 0.50% · 4.625%
HK$29,353
+HK$1,684/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,338/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,965
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,742
−HK$788/mo
Today · 4.125%
HK$30,530
baseline
▲ 0.50% · 4.625%
HK$32,140
+HK$1,610/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,060/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,039
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,911
−HK$887/mo
Today · 4.125%
HK$29,798
baseline
▲ 0.50% · 4.625%
HK$31,611
+HK$1,813/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$59,596/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,193
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,030
−HK$849/mo
Today · 4.125%
HK$32,879
baseline
▲ 0.50% · 4.625%
HK$34,612
+HK$1,733/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$65,758/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,042
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,977
−HK$949/mo
Today · 4.125%
HK$31,926
baseline
▲ 0.50% · 4.625%
HK$33,869
+HK$1,943/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,852/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,422
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,318
−HK$909/mo
Today · 4.125%
HK$35,227
baseline
▲ 0.50% · 4.625%
HK$37,084
+HK$1,857/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,454/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,045
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,042
−HK$1,012/mo
Today · 4.125%
HK$34,054
baseline
▲ 0.50% · 4.625%
HK$36,127
+HK$2,073/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,108/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,650
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,606
−HK$970/mo
Today · 4.125%
HK$37,576
baseline
▲ 0.50% · 4.625%
HK$39,556
+HK$1,980/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,152/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,048
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,107
−HK$1,076/mo
Today · 4.125%
HK$36,183
baseline
▲ 0.50% · 4.625%
HK$38,384
+HK$2,201/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,366/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,878
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,894
−HK$1,030/mo
Today · 4.125%
HK$39,924
baseline
▲ 0.50% · 4.625%
HK$42,029
+HK$2,105/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,848/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,051
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,172
−HK$1,139/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,642
+HK$2,331/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,106
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,181
−HK$1,092/mo
Today · 4.125%
HK$42,273
baseline
▲ 0.50% · 4.625%
HK$44,501
+HK$2,228/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,546/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,498 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).