▼ 0.50% · 3.625%
HK$15,830
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,322
−HK$500/mo
Today · 4.125%
HK$16,822
baseline
▲ 0.50% · 4.625%
HK$17,846
+HK$1,024/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,644/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,610
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,083
−HK$479/mo
Today · 4.125%
HK$18,562
baseline
▲ 0.50% · 4.625%
HK$19,540
+HK$978/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,124/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,413
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,954
−HK$551/mo
Today · 4.125%
HK$18,505
baseline
▲ 0.50% · 4.625%
HK$19,630
+HK$1,125/mo
Deposit HK$3.12M · loan HK$3.82M · min. income ≈ HK$37,010/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,371
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,891
−HK$527/mo
Today · 4.125%
HK$20,418
baseline
▲ 0.50% · 4.625%
HK$21,494
+HK$1,076/mo
Deposit HK$3.12M · loan HK$3.82M · min. income ≈ HK$40,836/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,996
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,586
−HK$601/mo
Today · 4.125%
HK$20,187
baseline
▲ 0.50% · 4.625%
HK$21,415
+HK$1,228/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,374/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,132
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,699
−HK$575/mo
Today · 4.125%
HK$22,274
baseline
▲ 0.50% · 4.625%
HK$23,448
+HK$1,174/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,548/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,579
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,219
−HK$650/mo
Today · 4.125%
HK$21,869
baseline
▲ 0.50% · 4.625%
HK$23,200
+HK$1,331/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$43,738/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,893
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,507
−HK$623/mo
Today · 4.125%
HK$24,130
baseline
▲ 0.50% · 4.625%
HK$25,402
+HK$1,272/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$48,260/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,161
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,851
−HK$700/mo
Today · 4.125%
HK$23,551
baseline
▲ 0.50% · 4.625%
HK$24,984
+HK$1,433/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,102/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,654
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,316
−HK$670/mo
Today · 4.125%
HK$25,986
baseline
▲ 0.50% · 4.625%
HK$27,356
+HK$1,370/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,972/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,744
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,483
−HK$750/mo
Today · 4.125%
HK$25,233
baseline
▲ 0.50% · 4.625%
HK$26,769
+HK$1,536/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$50,466/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,124
−HK$719/mo
Today · 4.125%
HK$27,843
baseline
▲ 0.50% · 4.625%
HK$29,310
+HK$1,467/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$55,686/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,327
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,115
−HK$801/mo
Today · 4.125%
HK$26,916
baseline
▲ 0.50% · 4.625%
HK$28,553
+HK$1,637/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$53,832/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,177
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,932
−HK$767/mo
Today · 4.125%
HK$29,699
baseline
▲ 0.50% · 4.625%
HK$31,264
+HK$1,565/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$59,398/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,910
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,747
−HK$851/mo
Today · 4.125%
HK$28,598
baseline
▲ 0.50% · 4.625%
HK$30,338
+HK$1,740/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$57,196/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,938
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$815/mo
Today · 4.125%
HK$31,555
baseline
▲ 0.50% · 4.625%
HK$33,218
+HK$1,663/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$63,110/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,493
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,380
−HK$900/mo
Today · 4.125%
HK$30,280
baseline
▲ 0.50% · 4.625%
HK$32,123
+HK$1,843/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$60,560/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,699
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,549
−HK$862/mo
Today · 4.125%
HK$33,411
baseline
▲ 0.50% · 4.625%
HK$35,172
+HK$1,761/mo
Deposit HK$694K · loan HK$6.25M · min. income ≈ HK$66,822/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$208,262 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).