▼ 0.50% · 3.625%
HK$15,948
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,444
−HK$504/mo
Today · 4.125%
HK$16,948
baseline
▲ 0.50% · 4.625%
HK$17,979
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,896/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,742
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,218
−HK$483/mo
Today · 4.125%
HK$18,701
baseline
▲ 0.50% · 4.625%
HK$19,686
+HK$985/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,402/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,543
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,088
−HK$555/mo
Today · 4.125%
HK$18,643
baseline
▲ 0.50% · 4.625%
HK$19,777
+HK$1,134/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,286/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,516
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,040
−HK$531/mo
Today · 4.125%
HK$20,571
baseline
▲ 0.50% · 4.625%
HK$21,655
+HK$1,084/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,142/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,138
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,733
−HK$605/mo
Today · 4.125%
HK$20,338
baseline
▲ 0.50% · 4.625%
HK$21,575
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,676/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,290
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,861
−HK$580/mo
Today · 4.125%
HK$22,441
baseline
▲ 0.50% · 4.625%
HK$23,623
+HK$1,182/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,882/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,732
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,377
−HK$655/mo
Today · 4.125%
HK$22,032
baseline
▲ 0.50% · 4.625%
HK$23,373
+HK$1,341/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,064/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,065
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,683
−HK$628/mo
Today · 4.125%
HK$24,311
baseline
▲ 0.50% · 4.625%
HK$25,592
+HK$1,281/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,622/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,327
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,022
−HK$705/mo
Today · 4.125%
HK$23,727
baseline
▲ 0.50% · 4.625%
HK$25,171
+HK$1,444/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,454/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,839
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,505
−HK$676/mo
Today · 4.125%
HK$26,181
baseline
▲ 0.50% · 4.625%
HK$27,561
+HK$1,380/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,362/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,922
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,666
−HK$756/mo
Today · 4.125%
HK$25,422
baseline
▲ 0.50% · 4.625%
HK$26,969
+HK$1,547/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,844/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,613
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,327
−HK$724/mo
Today · 4.125%
HK$28,051
baseline
▲ 0.50% · 4.625%
HK$29,529
+HK$1,478/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,102/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,517
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,310
−HK$807/mo
Today · 4.125%
HK$27,117
baseline
▲ 0.50% · 4.625%
HK$28,767
+HK$1,650/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,234/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,387
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$773/mo
Today · 4.125%
HK$29,921
baseline
▲ 0.50% · 4.625%
HK$31,498
+HK$1,577/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,842/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,112
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,955
−HK$857/mo
Today · 4.125%
HK$28,812
baseline
▲ 0.50% · 4.625%
HK$30,565
+HK$1,753/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,624/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,161
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,970
−HK$821/mo
Today · 4.125%
HK$31,791
baseline
▲ 0.50% · 4.625%
HK$33,467
+HK$1,676/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,582/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,706
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,599
−HK$908/mo
Today · 4.125%
HK$30,507
baseline
▲ 0.50% · 4.625%
HK$32,363
+HK$1,856/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$61,014/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,936
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,792
−HK$869/mo
Today · 4.125%
HK$33,661
baseline
▲ 0.50% · 4.625%
HK$35,435
+HK$1,774/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,322/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,819 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).