▼ 0.50% · 3.625%
HK$19,328
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,929
−HK$611/mo
Today · 4.125%
HK$20,540
baseline
▲ 0.50% · 4.625%
HK$21,790
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,080/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,502
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,079
−HK$585/mo
Today · 4.125%
HK$22,664
baseline
▲ 0.50% · 4.625%
HK$23,859
+HK$1,195/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,328/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,261
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,922
−HK$672/mo
Today · 4.125%
HK$22,594
baseline
▲ 0.50% · 4.625%
HK$23,969
+HK$1,375/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,188/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,652
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$643/mo
Today · 4.125%
HK$24,930
baseline
▲ 0.50% · 4.625%
HK$26,244
+HK$1,314/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,860/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,194
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,915
−HK$733/mo
Today · 4.125%
HK$24,648
baseline
▲ 0.50% · 4.625%
HK$26,148
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,296/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,803
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,495
−HK$702/mo
Today · 4.125%
HK$27,197
baseline
▲ 0.50% · 4.625%
HK$28,630
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,394/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,126
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,908
−HK$794/mo
Today · 4.125%
HK$26,702
baseline
▲ 0.50% · 4.625%
HK$28,327
+HK$1,625/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,404/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,953
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,703
−HK$760/mo
Today · 4.125%
HK$29,463
baseline
▲ 0.50% · 4.625%
HK$31,016
+HK$1,553/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,926/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,059
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,901
−HK$855/mo
Today · 4.125%
HK$28,756
baseline
▲ 0.50% · 4.625%
HK$30,506
+HK$1,750/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,512/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,103
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,910
−HK$820/mo
Today · 4.125%
HK$31,730
baseline
▲ 0.50% · 4.625%
HK$33,402
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,460/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,992
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,894
−HK$916/mo
Today · 4.125%
HK$30,810
baseline
▲ 0.50% · 4.625%
HK$32,685
+HK$1,875/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,620/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,253
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,118
−HK$878/mo
Today · 4.125%
HK$33,996
baseline
▲ 0.50% · 4.625%
HK$35,788
+HK$1,792/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$67,992/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,925
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,887
−HK$977/mo
Today · 4.125%
HK$32,864
baseline
▲ 0.50% · 4.625%
HK$34,864
+HK$2,000/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,728/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,404
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,326
−HK$936/mo
Today · 4.125%
HK$36,262
baseline
▲ 0.50% · 4.625%
HK$38,174
+HK$1,912/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,524/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,858
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,880
−HK$1,038/mo
Today · 4.125%
HK$34,918
baseline
▲ 0.50% · 4.625%
HK$37,043
+HK$2,125/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,836/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,554
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,534
−HK$995/mo
Today · 4.125%
HK$38,529
baseline
▲ 0.50% · 4.625%
HK$40,560
+HK$2,031/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,058/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,790
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,873
−HK$1,099/mo
Today · 4.125%
HK$36,972
baseline
▲ 0.50% · 4.625%
HK$39,222
+HK$2,250/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,944/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,704
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,742
−HK$1,053/mo
Today · 4.125%
HK$40,795
baseline
▲ 0.50% · 4.625%
HK$42,945
+HK$2,150/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,590/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,288 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).