▼ 0.50% · 3.625%
HK$18,763
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,347
−HK$593/mo
Today · 4.125%
HK$19,940
baseline
▲ 0.50% · 4.625%
HK$21,153
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,880/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,874
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,434
−HK$568/mo
Today · 4.125%
HK$22,002
baseline
▲ 0.50% · 4.625%
HK$23,161
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$44,004/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,640
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,282
−HK$652/mo
Today · 4.125%
HK$21,934
baseline
▲ 0.50% · 4.625%
HK$23,268
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$43,868/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,961
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,577
−HK$625/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,478
+HK$1,276/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,516
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,216
−HK$712/mo
Today · 4.125%
HK$23,928
baseline
▲ 0.50% · 4.625%
HK$25,384
+HK$1,456/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,856/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,049
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,721
−HK$681/mo
Today · 4.125%
HK$26,402
baseline
▲ 0.50% · 4.625%
HK$27,794
+HK$1,392/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,804/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,392
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,151
−HK$771/mo
Today · 4.125%
HK$25,922
baseline
▲ 0.50% · 4.625%
HK$27,499
+HK$1,577/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,844/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,136
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,864
−HK$738/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,110
+HK$1,508/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,269
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,086
−HK$830/mo
Today · 4.125%
HK$27,916
baseline
▲ 0.50% · 4.625%
HK$29,614
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,832/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,224
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,007
−HK$795/mo
Today · 4.125%
HK$30,802
baseline
▲ 0.50% · 4.625%
HK$32,426
+HK$1,624/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,604/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,145
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,020
−HK$890/mo
Today · 4.125%
HK$29,910
baseline
▲ 0.50% · 4.625%
HK$31,730
+HK$1,820/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,820/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,311
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,151
−HK$852/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$34,742
+HK$1,739/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,021
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,955
−HK$949/mo
Today · 4.125%
HK$31,904
baseline
▲ 0.50% · 4.625%
HK$33,845
+HK$1,941/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$63,808/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,398
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,294
−HK$909/mo
Today · 4.125%
HK$35,203
baseline
▲ 0.50% · 4.625%
HK$37,058
+HK$1,855/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$70,406/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,898
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,890
−HK$1,008/mo
Today · 4.125%
HK$33,898
baseline
▲ 0.50% · 4.625%
HK$35,960
+HK$2,062/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,796/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,437
−HK$966/mo
Today · 4.125%
HK$37,403
baseline
▲ 0.50% · 4.625%
HK$39,374
+HK$1,971/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,806/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,774
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,824
−HK$1,068/mo
Today · 4.125%
HK$35,892
baseline
▲ 0.50% · 4.625%
HK$38,076
+HK$2,184/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,784/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,573
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,581
−HK$1,022/mo
Today · 4.125%
HK$39,603
baseline
▲ 0.50% · 4.625%
HK$41,691
+HK$2,088/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,206/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,858 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).