▼ 0.50% · 3.625%
HK$16,110
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,611
−HK$509/mo
Today · 4.125%
HK$17,120
baseline
▲ 0.50% · 4.625%
HK$18,162
+HK$1,042/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,240/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,922
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,403
−HK$487/mo
Today · 4.125%
HK$18,890
baseline
▲ 0.50% · 4.625%
HK$19,886
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,780/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,721
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,272
−HK$560/mo
Today · 4.125%
HK$18,832
baseline
▲ 0.50% · 4.625%
HK$19,978
+HK$1,146/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,664/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,714
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,243
−HK$536/mo
Today · 4.125%
HK$20,779
baseline
▲ 0.50% · 4.625%
HK$21,875
+HK$1,096/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,558/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,332
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,933
−HK$611/mo
Today · 4.125%
HK$20,544
baseline
▲ 0.50% · 4.625%
HK$21,794
+HK$1,250/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,088/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,506
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,083
−HK$585/mo
Today · 4.125%
HK$22,668
baseline
▲ 0.50% · 4.625%
HK$23,863
+HK$1,195/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,336/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,943
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,594
−HK$662/mo
Today · 4.125%
HK$22,256
baseline
▲ 0.50% · 4.625%
HK$23,610
+HK$1,354/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$44,512/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,299
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,923
−HK$634/mo
Today · 4.125%
HK$24,557
baseline
▲ 0.50% · 4.625%
HK$25,852
+HK$1,295/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$49,114/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,554
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,255
−HK$713/mo
Today · 4.125%
HK$23,968
baseline
▲ 0.50% · 4.625%
HK$25,426
+HK$1,458/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,936/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,091
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,764
−HK$682/mo
Today · 4.125%
HK$26,446
baseline
▲ 0.50% · 4.625%
HK$27,840
+HK$1,394/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,892/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$764/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,243
+HK$1,563/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,883
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$731/mo
Today · 4.125%
HK$28,335
baseline
▲ 0.50% · 4.625%
HK$29,829
+HK$1,494/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,670/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,776
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,577
−HK$815/mo
Today · 4.125%
HK$27,392
baseline
▲ 0.50% · 4.625%
HK$29,059
+HK$1,667/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$54,784/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,675
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,444
−HK$780/mo
Today · 4.125%
HK$30,224
baseline
▲ 0.50% · 4.625%
HK$31,818
+HK$1,594/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$60,448/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,387
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,239
−HK$865/mo
Today · 4.125%
HK$29,104
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,771/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$58,208/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,467
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,285
−HK$828/mo
Today · 4.125%
HK$32,113
baseline
▲ 0.50% · 4.625%
HK$33,806
+HK$1,693/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$64,226/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,998
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,900
−HK$916/mo
Today · 4.125%
HK$30,816
baseline
▲ 0.50% · 4.625%
HK$32,691
+HK$1,875/mo
Deposit HK$706K · loan HK$6.36M · min. income ≈ HK$61,632/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,260
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,125
−HK$877/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$35,795
+HK$1,793/mo
Deposit HK$706K · loan HK$6.36M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).