▼ 0.50% · 3.625%
HK$18,184
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,750
−HK$574/mo
Today · 4.125%
HK$19,324
baseline
▲ 0.50% · 4.625%
HK$20,500
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,648/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,229
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,772
−HK$550/mo
Today · 4.125%
HK$21,322
baseline
▲ 0.50% · 4.625%
HK$22,446
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,644/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,002
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$633/mo
Today · 4.125%
HK$21,257
baseline
▲ 0.50% · 4.625%
HK$22,550
+HK$1,293/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,514/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,252
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$606/mo
Today · 4.125%
HK$23,455
baseline
▲ 0.50% · 4.625%
HK$24,691
+HK$1,236/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,910/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,821
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,499
−HK$690/mo
Today · 4.125%
HK$23,189
baseline
▲ 0.50% · 4.625%
HK$24,600
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,378/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,275
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,926
−HK$661/mo
Today · 4.125%
HK$25,587
baseline
▲ 0.50% · 4.625%
HK$26,936
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,174/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,639
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,374
−HK$747/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,650
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,298
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,004
−HK$715/mo
Today · 4.125%
HK$27,719
baseline
▲ 0.50% · 4.625%
HK$29,180
+HK$1,461/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,438/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$805/mo
Today · 4.125%
HK$27,054
baseline
▲ 0.50% · 4.625%
HK$28,700
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,108/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,321
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,081
−HK$770/mo
Today · 4.125%
HK$29,851
baseline
▲ 0.50% · 4.625%
HK$31,425
+HK$1,574/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,702/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,276
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,124
−HK$862/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,750
+HK$1,764/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,344
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,158
−HK$826/mo
Today · 4.125%
HK$31,984
baseline
▲ 0.50% · 4.625%
HK$33,669
+HK$1,685/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,968/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,094
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,999
−HK$920/mo
Today · 4.125%
HK$30,919
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,881/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$61,838/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,235
−HK$881/mo
Today · 4.125%
HK$34,116
baseline
▲ 0.50% · 4.625%
HK$35,914
+HK$1,798/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$68,232/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,913
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$977/mo
Today · 4.125%
HK$32,851
baseline
▲ 0.50% · 4.625%
HK$34,850
+HK$1,999/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,702/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,390
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$936/mo
Today · 4.125%
HK$36,248
baseline
▲ 0.50% · 4.625%
HK$38,159
+HK$1,911/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,496/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,731
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,749
−HK$1,035/mo
Today · 4.125%
HK$34,784
baseline
▲ 0.50% · 4.625%
HK$36,900
+HK$2,116/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$69,568/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,413
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$991/mo
Today · 4.125%
HK$38,380
baseline
▲ 0.50% · 4.625%
HK$40,403
+HK$2,023/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$76,760/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,235 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).