▼ 0.50% · 3.625%
HK$16,262
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,768
−HK$514/mo
Today · 4.125%
HK$17,282
baseline
▲ 0.50% · 4.625%
HK$18,333
+HK$1,051/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,564/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,091
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,576
−HK$493/mo
Today · 4.125%
HK$19,069
baseline
▲ 0.50% · 4.625%
HK$20,074
+HK$1,005/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,138/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,888
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,445
−HK$565/mo
Today · 4.125%
HK$19,010
baseline
▲ 0.50% · 4.625%
HK$20,167
+HK$1,157/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$38,020/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,900
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,434
−HK$542/mo
Today · 4.125%
HK$20,976
baseline
▲ 0.50% · 4.625%
HK$22,081
+HK$1,105/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,952/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,514
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,121
−HK$617/mo
Today · 4.125%
HK$20,738
baseline
▲ 0.50% · 4.625%
HK$22,000
+HK$1,262/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,476/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,710
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,292
−HK$590/mo
Today · 4.125%
HK$22,882
baseline
▲ 0.50% · 4.625%
HK$24,089
+HK$1,207/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,764/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,141
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,798
−HK$668/mo
Today · 4.125%
HK$22,466
baseline
▲ 0.50% · 4.625%
HK$23,833
+HK$1,367/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,932/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,519
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,149
−HK$640/mo
Today · 4.125%
HK$24,789
baseline
▲ 0.50% · 4.625%
HK$26,096
+HK$1,307/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,578/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,767
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$719/mo
Today · 4.125%
HK$24,194
baseline
▲ 0.50% · 4.625%
HK$25,667
+HK$1,473/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,388/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,328
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,007
−HK$689/mo
Today · 4.125%
HK$26,696
baseline
▲ 0.50% · 4.625%
HK$28,103
+HK$1,407/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,392/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,393
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,152
−HK$771/mo
Today · 4.125%
HK$25,923
baseline
▲ 0.50% · 4.625%
HK$27,500
+HK$1,577/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,846/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,137
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,865
−HK$738/mo
Today · 4.125%
HK$28,603
baseline
▲ 0.50% · 4.625%
HK$30,111
+HK$1,508/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,206/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,019
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,829
−HK$822/mo
Today · 4.125%
HK$27,651
baseline
▲ 0.50% · 4.625%
HK$29,333
+HK$1,682/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,302/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,946
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,722
−HK$788/mo
Today · 4.125%
HK$30,510
baseline
▲ 0.50% · 4.625%
HK$32,118
+HK$1,608/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,020/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,645
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,505
−HK$874/mo
Today · 4.125%
HK$29,379
baseline
▲ 0.50% · 4.625%
HK$31,167
+HK$1,788/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,758/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,755
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,580
−HK$837/mo
Today · 4.125%
HK$32,417
baseline
▲ 0.50% · 4.625%
HK$34,126
+HK$1,709/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,834/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,272
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,182
−HK$925/mo
Today · 4.125%
HK$31,107
baseline
▲ 0.50% · 4.625%
HK$33,000
+HK$1,893/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,214/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,564
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,438
−HK$886/mo
Today · 4.125%
HK$34,324
baseline
▲ 0.50% · 4.625%
HK$36,133
+HK$1,809/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,648/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,950 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).