▼ 0.50% · 3.625%
HK$18,052
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,614
−HK$570/mo
Today · 4.125%
HK$19,184
baseline
▲ 0.50% · 4.625%
HK$20,351
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,368/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,083
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,621
−HK$547/mo
Today · 4.125%
HK$21,168
baseline
▲ 0.50% · 4.625%
HK$22,284
+HK$1,116/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,336/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,857
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,475
−HK$628/mo
Today · 4.125%
HK$21,103
baseline
▲ 0.50% · 4.625%
HK$22,387
+HK$1,284/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,206/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,091
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,683
−HK$602/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,512
+HK$1,227/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,662
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,336
−HK$685/mo
Today · 4.125%
HK$23,021
baseline
▲ 0.50% · 4.625%
HK$24,422
+HK$1,401/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,042/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,099
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,746
−HK$655/mo
Today · 4.125%
HK$25,401
baseline
▲ 0.50% · 4.625%
HK$26,740
+HK$1,339/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,802/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,468
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,198
−HK$741/mo
Today · 4.125%
HK$24,939
baseline
▲ 0.50% · 4.625%
HK$26,457
+HK$1,518/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$49,878/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,108
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,808
−HK$710/mo
Today · 4.125%
HK$27,518
baseline
▲ 0.50% · 4.625%
HK$28,969
+HK$1,451/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$55,036/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,273
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,059
−HK$799/mo
Today · 4.125%
HK$26,858
baseline
▲ 0.50% · 4.625%
HK$28,492
+HK$1,634/mo
Deposit HK$2.38M · loan HK$5.54M · min. income ≈ HK$53,716/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,116
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,870
−HK$765/mo
Today · 4.125%
HK$29,635
baseline
▲ 0.50% · 4.625%
HK$31,197
+HK$1,562/mo
Deposit HK$2.38M · loan HK$5.54M · min. income ≈ HK$59,270/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,078
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,920
−HK$856/mo
Today · 4.125%
HK$28,776
baseline
▲ 0.50% · 4.625%
HK$30,527
+HK$1,751/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,552/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,124
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,932
−HK$820/mo
Today · 4.125%
HK$31,752
baseline
▲ 0.50% · 4.625%
HK$33,425
+HK$1,673/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,504/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,883
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,782
−HK$913/mo
Today · 4.125%
HK$30,695
baseline
▲ 0.50% · 4.625%
HK$32,562
+HK$1,867/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,390/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,132
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,994
−HK$874/mo
Today · 4.125%
HK$33,868
baseline
▲ 0.50% · 4.625%
HK$35,654
+HK$1,786/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,736/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,689
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,643
−HK$970/mo
Today · 4.125%
HK$32,613
baseline
▲ 0.50% · 4.625%
HK$34,597
+HK$1,984/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,226/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,141
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,056
−HK$929/mo
Today · 4.125%
HK$35,985
baseline
▲ 0.50% · 4.625%
HK$37,882
+HK$1,897/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$71,970/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,494
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,504
−HK$1,027/mo
Today · 4.125%
HK$34,531
baseline
▲ 0.50% · 4.625%
HK$36,633
+HK$2,102/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$69,062/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,149
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,118
−HK$984/mo
Today · 4.125%
HK$38,102
baseline
▲ 0.50% · 4.625%
HK$40,110
+HK$2,008/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$76,204/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).