▼ 0.50% · 3.625%
HK$3,336
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,440
−HK$105/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$216/mo
Deposit HK$732K · loan HK$732K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,712
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$101/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$206/mo
Deposit HK$732K · loan HK$732K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,784
−HK$116/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$237/mo
Deposit HK$658K · loan HK$805K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$111/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,530
+HK$227/mo
Deposit HK$658K · loan HK$805K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$127/mo
Today · 4.125%
HK$4,255
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$258/mo
Deposit HK$585K · loan HK$878K · min. income ≈ HK$8,510/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$121/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,942
+HK$248/mo
Deposit HK$585K · loan HK$878K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$137/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$281/mo
Deposit HK$512K · loan HK$951K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$132/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$268/mo
Deposit HK$512K · loan HK$951K · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,671
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$148/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,266
+HK$302/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$141/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,766
+HK$289/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$158/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$324/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$151/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,177
+HK$309/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,504
−HK$169/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$345/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,938
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$161/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,589
+HK$330/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,848
−HK$179/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,394
+HK$367/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,310
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,479
−HK$172/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,001
+HK$350/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,192
−HK$190/mo
Today · 4.125%
HK$6,382
baseline
▲ 0.50% · 4.625%
HK$6,770
+HK$388/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$12,764/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,681
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,860
−HK$182/mo
Today · 4.125%
HK$7,042
baseline
▲ 0.50% · 4.625%
HK$7,413
+HK$371/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$14,084/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).