▼ 0.50% · 3.625%
HK$3,404
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$107/mo
Today · 4.125%
HK$3,617
baseline
▲ 0.50% · 4.625%
HK$3,837
+HK$220/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,234/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,888
−HK$103/mo
Today · 4.125%
HK$3,991
baseline
▲ 0.50% · 4.625%
HK$4,202
+HK$211/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,982/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,744
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$118/mo
Today · 4.125%
HK$3,979
baseline
▲ 0.50% · 4.625%
HK$4,221
+HK$242/mo
Deposit HK$672K · loan HK$821K · min. income ≈ HK$7,958/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,165
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$113/mo
Today · 4.125%
HK$4,390
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$232/mo
Deposit HK$672K · loan HK$821K · min. income ≈ HK$8,780/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,085
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,212
−HK$129/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$264/mo
Deposit HK$597K · loan HK$896K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,666
−HK$124/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,042
+HK$252/mo
Deposit HK$597K · loan HK$896K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,563
−HK$140/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,989
+HK$286/mo
Deposit HK$522K · loan HK$970K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$134/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$273/mo
Deposit HK$522K · loan HK$970K · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$150/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$308/mo
Deposit HK$448K · loan HK$1.04M · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$144/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$294/mo
Deposit HK$448K · loan HK$1.04M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$161/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,756
+HK$330/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$155/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$316/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$172/mo
Today · 4.125%
HK$5,788
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$352/mo
Deposit HK$299K · loan HK$1.19M · min. income ≈ HK$11,576/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$165/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,723
+HK$337/mo
Deposit HK$299K · loan HK$1.19M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$182/mo
Today · 4.125%
HK$6,149
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$375/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,298/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,610
−HK$175/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$358/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$193/mo
Today · 4.125%
HK$6,511
baseline
▲ 0.50% · 4.625%
HK$6,907
+HK$396/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,022/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,816
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,999
−HK$185/mo
Today · 4.125%
HK$7,184
baseline
▲ 0.50% · 4.625%
HK$7,563
+HK$379/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,368/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).