▼ 0.50% · 3.625%
HK$3,224
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,324
−HK$102/mo
Today · 4.125%
HK$3,426
baseline
▲ 0.50% · 4.625%
HK$3,634
+HK$208/mo
Deposit HK$707K · loan HK$707K · min. income ≈ HK$6,852/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,586
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,682
−HK$98/mo
Today · 4.125%
HK$3,780
baseline
▲ 0.50% · 4.625%
HK$3,979
+HK$199/mo
Deposit HK$707K · loan HK$707K · min. income ≈ HK$7,560/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,656
−HK$112/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$230/mo
Deposit HK$636K · loan HK$778K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$107/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$219/mo
Deposit HK$636K · loan HK$778K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,868
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,989
−HK$122/mo
Today · 4.125%
HK$4,111
baseline
▲ 0.50% · 4.625%
HK$4,361
+HK$250/mo
Deposit HK$565K · loan HK$848K · min. income ≈ HK$8,222/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,303
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$117/mo
Today · 4.125%
HK$4,536
baseline
▲ 0.50% · 4.625%
HK$4,775
+HK$239/mo
Deposit HK$565K · loan HK$848K · min. income ≈ HK$9,072/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,191
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,321
−HK$132/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$271/mo
Deposit HK$495K · loan HK$919K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,662
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,787
−HK$127/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,173
+HK$259/mo
Deposit HK$495K · loan HK$919K · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,513
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,653
−HK$143/mo
Today · 4.125%
HK$4,796
baseline
▲ 0.50% · 4.625%
HK$5,088
+HK$292/mo
Deposit HK$424K · loan HK$990K · min. income ≈ HK$9,592/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,021
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,155
−HK$137/mo
Today · 4.125%
HK$5,292
baseline
▲ 0.50% · 4.625%
HK$5,571
+HK$279/mo
Deposit HK$424K · loan HK$990K · min. income ≈ HK$10,584/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$153/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$312/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$146/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$5,969
+HK$299/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,158
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,318
−HK$163/mo
Today · 4.125%
HK$5,481
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$334/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$10,962/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,738
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$156/mo
Today · 4.125%
HK$6,048
baseline
▲ 0.50% · 4.625%
HK$6,367
+HK$319/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$12,096/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$173/mo
Today · 4.125%
HK$5,824
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$354/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,648/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,097
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,260
−HK$166/mo
Today · 4.125%
HK$6,426
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$339/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,852/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,802
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$183/mo
Today · 4.125%
HK$6,166
baseline
▲ 0.50% · 4.625%
HK$6,542
+HK$376/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,332/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,455
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,628
−HK$176/mo
Today · 4.125%
HK$6,804
baseline
▲ 0.50% · 4.625%
HK$7,163
+HK$359/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,608/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).