▼ 0.50% · 3.625%
HK$3,170
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,269
−HK$100/mo
Today · 4.125%
HK$3,369
baseline
▲ 0.50% · 4.625%
HK$3,574
+HK$205/mo
Deposit HK$695K · loan HK$695K · min. income ≈ HK$6,738/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,526
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,621
−HK$96/mo
Today · 4.125%
HK$3,717
baseline
▲ 0.50% · 4.625%
HK$3,913
+HK$196/mo
Deposit HK$695K · loan HK$695K · min. income ≈ HK$7,434/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$111/mo
Today · 4.125%
HK$3,706
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$225/mo
Deposit HK$626K · loan HK$765K · min. income ≈ HK$7,412/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,879
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$106/mo
Today · 4.125%
HK$4,089
baseline
▲ 0.50% · 4.625%
HK$4,304
+HK$215/mo
Deposit HK$626K · loan HK$765K · min. income ≈ HK$8,178/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,804
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,922
−HK$120/mo
Today · 4.125%
HK$4,042
baseline
▲ 0.50% · 4.625%
HK$4,288
+HK$246/mo
Deposit HK$556K · loan HK$834K · min. income ≈ HK$8,084/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,232
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$115/mo
Today · 4.125%
HK$4,460
baseline
▲ 0.50% · 4.625%
HK$4,696
+HK$236/mo
Deposit HK$556K · loan HK$834K · min. income ≈ HK$8,920/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$130/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$267/mo
Deposit HK$487K · loan HK$904K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$125/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,087
+HK$255/mo
Deposit HK$487K · loan HK$904K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,576
−HK$140/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$5,003
+HK$287/mo
Deposit HK$417K · loan HK$973K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$135/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$274/mo
Deposit HK$417K · loan HK$973K · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,903
−HK$150/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$307/mo
Deposit HK$348K · loan HK$1.04M · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,290
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,432
−HK$144/mo
Today · 4.125%
HK$5,576
baseline
▲ 0.50% · 4.625%
HK$5,869
+HK$293/mo
Deposit HK$348K · loan HK$1.04M · min. income ≈ HK$11,152/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,072
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,230
−HK$160/mo
Today · 4.125%
HK$5,390
baseline
▲ 0.50% · 4.625%
HK$5,718
+HK$328/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$10,780/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,642
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,794
−HK$153/mo
Today · 4.125%
HK$5,947
baseline
▲ 0.50% · 4.625%
HK$6,261
+HK$314/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$11,894/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$171/mo
Today · 4.125%
HK$5,727
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$348/mo
Deposit HK$209K · loan HK$1.18M · min. income ≈ HK$11,454/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,995
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$163/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,652
+HK$333/mo
Deposit HK$209K · loan HK$1.18M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,706
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$181/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$369/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,348
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,518
−HK$173/mo
Today · 4.125%
HK$6,691
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$352/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,382/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).