▼ 0.50% · 3.625%
HK$3,158
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,256
−HK$100/mo
Today · 4.125%
HK$3,356
baseline
▲ 0.50% · 4.625%
HK$3,560
+HK$204/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$6,712/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,513
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,607
−HK$96/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,898
+HK$195/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$110/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,916
+HK$225/mo
Deposit HK$623K · loan HK$762K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$105/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$214/mo
Deposit HK$623K · loan HK$762K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,789
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,907
−HK$120/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,272
+HK$245/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,215
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,328
−HK$115/mo
Today · 4.125%
HK$4,443
baseline
▲ 0.50% · 4.625%
HK$4,677
+HK$234/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,886/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$129/mo
Today · 4.125%
HK$4,362
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$266/mo
Deposit HK$485K · loan HK$900K · min. income ≈ HK$8,724/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$124/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$254/mo
Deposit HK$485K · loan HK$900K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,421
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,558
−HK$140/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,984
+HK$286/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$134/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$273/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$149/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$307/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$144/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$293/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,209
−HK$160/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$327/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,620
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,771
−HK$153/mo
Today · 4.125%
HK$5,924
baseline
▲ 0.50% · 4.625%
HK$6,236
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,848/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$169/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$348/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$162/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,684
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,860
−HK$180/mo
Today · 4.125%
HK$6,040
baseline
▲ 0.50% · 4.625%
HK$6,408
+HK$368/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$12,080/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,323
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,493
−HK$172/mo
Today · 4.125%
HK$6,665
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$351/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$13,330/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).