▼ 0.50% · 3.625%
HK$3,237
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,338
−HK$102/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$209/mo
Deposit HK$710K · loan HK$710K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$98/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$3,996
+HK$200/mo
Deposit HK$710K · loan HK$710K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,561
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$113/mo
Today · 4.125%
HK$3,784
baseline
▲ 0.50% · 4.625%
HK$4,014
+HK$230/mo
Deposit HK$639K · loan HK$781K · min. income ≈ HK$7,568/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$108/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$220/mo
Deposit HK$639K · loan HK$781K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,005
−HK$123/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$251/mo
Deposit HK$568K · loan HK$852K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$118/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$240/mo
Deposit HK$568K · loan HK$852K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$133/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$272/mo
Deposit HK$497K · loan HK$923K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$127/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$260/mo
Deposit HK$497K · loan HK$923K · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$143/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$426K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$137/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$280/mo
Deposit HK$426K · loan HK$994K · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,855
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$154/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$314/mo
Deposit HK$355K · loan HK$1.06M · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,546
−HK$147/mo
Today · 4.125%
HK$5,693
baseline
▲ 0.50% · 4.625%
HK$5,993
+HK$300/mo
Deposit HK$355K · loan HK$1.06M · min. income ≈ HK$11,386/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,179
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,340
−HK$164/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,839
+HK$335/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,762
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,916
−HK$157/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,393
+HK$320/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,503
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,674
−HK$174/mo
Today · 4.125%
HK$5,848
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$356/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,696/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,122
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,286
−HK$166/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$340/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,008
−HK$184/mo
Today · 4.125%
HK$6,192
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$376/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,384/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,482
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,656
−HK$176/mo
Today · 4.125%
HK$6,832
baseline
▲ 0.50% · 4.625%
HK$7,192
+HK$360/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,664/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).