▼ 0.50% · 3.625%
HK$3,091
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$97/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$200/mo
Deposit HK$678K · loan HK$678K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,531
−HK$94/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,816
+HK$191/mo
Deposit HK$678K · loan HK$678K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$108/mo
Today · 4.125%
HK$3,614
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$220/mo
Deposit HK$610K · loan HK$746K · min. income ≈ HK$7,228/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,783
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$102/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$211/mo
Deposit HK$610K · loan HK$746K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,825
−HK$117/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,182
+HK$240/mo
Deposit HK$542K · loan HK$813K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,127
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$112/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$229/mo
Deposit HK$542K · loan HK$813K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$127/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$260/mo
Deposit HK$475K · loan HK$881K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$121/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$249/mo
Deposit HK$475K · loan HK$881K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$136/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$280/mo
Deposit HK$407K · loan HK$949K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,815
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$131/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$267/mo
Deposit HK$407K · loan HK$949K · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,637
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,781
−HK$147/mo
Today · 4.125%
HK$4,928
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$300/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$9,856/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,159
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$140/mo
Today · 4.125%
HK$5,437
baseline
▲ 0.50% · 4.625%
HK$5,724
+HK$287/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$10,874/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$156/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$320/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,503
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$150/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,106
+HK$306/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$166/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$340/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,847
−HK$315/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$159/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$325/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$175/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$360/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,190
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$168/mo
Today · 4.125%
HK$6,525
baseline
▲ 0.50% · 4.625%
HK$6,869
+HK$344/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,050/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).