▼ 0.50% · 3.625%
HK$3,216
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,317
−HK$101/mo
Today · 4.125%
HK$3,418
baseline
▲ 0.50% · 4.625%
HK$3,626
+HK$208/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$6,836/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,578
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$98/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$198/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,538
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,648
−HK$112/mo
Today · 4.125%
HK$3,760
baseline
▲ 0.50% · 4.625%
HK$3,989
+HK$229/mo
Deposit HK$635K · loan HK$776K · min. income ≈ HK$7,520/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,936
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$107/mo
Today · 4.125%
HK$4,149
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$218/mo
Deposit HK$635K · loan HK$776K · min. income ≈ HK$8,298/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,860
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$122/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,351
+HK$249/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$117/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$238/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$133/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$270/mo
Deposit HK$494K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$126/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$259/mo
Deposit HK$494K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,503
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,643
−HK$142/mo
Today · 4.125%
HK$4,785
baseline
▲ 0.50% · 4.625%
HK$5,077
+HK$292/mo
Deposit HK$423K · loan HK$987K · min. income ≈ HK$9,570/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,010
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$136/mo
Today · 4.125%
HK$5,280
baseline
▲ 0.50% · 4.625%
HK$5,559
+HK$279/mo
Deposit HK$423K · loan HK$987K · min. income ≈ HK$10,560/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$152/mo
Today · 4.125%
HK$5,127
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$312/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$10,254/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,367
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,511
−HK$146/mo
Today · 4.125%
HK$5,657
baseline
▲ 0.50% · 4.625%
HK$5,956
+HK$299/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$11,314/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,306
−HK$163/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,802
+HK$333/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,725
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,879
−HK$156/mo
Today · 4.125%
HK$6,035
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$318/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,070/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$173/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$353/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$166/mo
Today · 4.125%
HK$6,412
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$338/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,824/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,790
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,970
−HK$183/mo
Today · 4.125%
HK$6,153
baseline
▲ 0.50% · 4.625%
HK$6,527
+HK$374/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,306/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,441
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$175/mo
Today · 4.125%
HK$6,789
baseline
▲ 0.50% · 4.625%
HK$7,147
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,578/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).