▼ 0.50% · 3.625%
HK$3,191
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$101/mo
Today · 4.125%
HK$3,391
baseline
▲ 0.50% · 4.625%
HK$3,597
+HK$206/mo
Deposit HK$700K · loan HK$700K · min. income ≈ HK$6,782/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,550
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$96/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,938
+HK$197/mo
Deposit HK$700K · loan HK$700K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,510
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,619
−HK$111/mo
Today · 4.125%
HK$3,730
baseline
▲ 0.50% · 4.625%
HK$3,957
+HK$227/mo
Deposit HK$630K · loan HK$770K · min. income ≈ HK$7,460/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,904
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,009
−HK$106/mo
Today · 4.125%
HK$4,115
baseline
▲ 0.50% · 4.625%
HK$4,332
+HK$217/mo
Deposit HK$630K · loan HK$770K · min. income ≈ HK$8,230/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,829
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,948
−HK$121/mo
Today · 4.125%
HK$4,069
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$247/mo
Deposit HK$560K · loan HK$840K · min. income ≈ HK$8,138/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,259
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$116/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$236/mo
Deposit HK$560K · loan HK$840K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,148
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$131/mo
Today · 4.125%
HK$4,408
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$268/mo
Deposit HK$490K · loan HK$909K · min. income ≈ HK$8,816/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,614
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$126/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$256/mo
Deposit HK$490K · loan HK$909K · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$141/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$289/mo
Deposit HK$420K · loan HK$979K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$135/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,514
+HK$276/mo
Deposit HK$420K · loan HK$979K · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,935
−HK$151/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,395
+HK$309/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$145/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,908
+HK$296/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$161/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,755
+HK$330/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,679
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$154/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$316/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,424
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,593
−HK$171/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,115
+HK$351/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$164/mo
Today · 4.125%
HK$6,360
baseline
▲ 0.50% · 4.625%
HK$6,695
+HK$335/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,720/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,743
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,922
−HK$181/mo
Today · 4.125%
HK$6,103
baseline
▲ 0.50% · 4.625%
HK$6,475
+HK$372/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,206/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$174/mo
Today · 4.125%
HK$6,734
baseline
▲ 0.50% · 4.625%
HK$7,089
+HK$355/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,468/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).