▼ 0.50% · 3.625%
HK$3,321
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,424
−HK$105/mo
Today · 4.125%
HK$3,529
baseline
▲ 0.50% · 4.625%
HK$3,744
+HK$215/mo
Deposit HK$728K · loan HK$728K · min. income ≈ HK$7,058/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$101/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,099
+HK$205/mo
Deposit HK$728K · loan HK$728K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,653
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,766
−HK$116/mo
Today · 4.125%
HK$3,882
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$236/mo
Deposit HK$655K · loan HK$801K · min. income ≈ HK$7,764/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,064
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,173
−HK$110/mo
Today · 4.125%
HK$4,283
baseline
▲ 0.50% · 4.625%
HK$4,509
+HK$226/mo
Deposit HK$655K · loan HK$801K · min. income ≈ HK$8,566/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,985
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$126/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$257/mo
Deposit HK$583K · loan HK$874K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,433
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$121/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$246/mo
Deposit HK$583K · loan HK$874K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$137/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$279/mo
Deposit HK$510K · loan HK$947K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,802
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$131/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,329
+HK$267/mo
Deposit HK$510K · loan HK$947K · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$146/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,241
+HK$301/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,172
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$140/mo
Today · 4.125%
HK$5,451
baseline
▲ 0.50% · 4.625%
HK$5,739
+HK$288/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$10,902/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,136
−HK$157/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$322/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,541
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,690
−HK$151/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$308/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$168/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$344/mo
Deposit HK$291K · loan HK$1.17M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$161/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,558
+HK$328/mo
Deposit HK$291K · loan HK$1.17M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,821
−HK$178/mo
Today · 4.125%
HK$5,999
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$365/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,998/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,280
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,449
−HK$170/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$349/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,977
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,163
−HK$189/mo
Today · 4.125%
HK$6,352
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$387/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,704/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,650
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,828
−HK$181/mo
Today · 4.125%
HK$7,009
baseline
▲ 0.50% · 4.625%
HK$7,378
+HK$369/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,018/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).