▼ 0.50% · 3.625%
HK$3,180
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,279
−HK$101/mo
Today · 4.125%
HK$3,380
baseline
▲ 0.50% · 4.625%
HK$3,585
+HK$205/mo
Deposit HK$697K · loan HK$697K · min. income ≈ HK$6,760/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,538
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,633
−HK$96/mo
Today · 4.125%
HK$3,729
baseline
▲ 0.50% · 4.625%
HK$3,926
+HK$197/mo
Deposit HK$697K · loan HK$697K · min. income ≈ HK$7,458/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,498
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,607
−HK$110/mo
Today · 4.125%
HK$3,717
baseline
▲ 0.50% · 4.625%
HK$3,944
+HK$227/mo
Deposit HK$628K · loan HK$767K · min. income ≈ HK$7,434/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,996
−HK$106/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,318
+HK$216/mo
Deposit HK$628K · loan HK$767K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,935
−HK$120/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$247/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$116/mo
Today · 4.125%
HK$4,475
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$236/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,950/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$130/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,661
+HK$268/mo
Deposit HK$488K · loan HK$907K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$125/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$255/mo
Deposit HK$488K · loan HK$907K · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$140/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$288/mo
Deposit HK$418K · loan HK$976K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$135/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$275/mo
Deposit HK$418K · loan HK$976K · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$150/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$309/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$144/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,888
+HK$295/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$161/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$329/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$154/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$315/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,574
−HK$171/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,095
+HK$350/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$163/mo
Today · 4.125%
HK$6,339
baseline
▲ 0.50% · 4.625%
HK$6,673
+HK$334/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$12,678/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,902
−HK$181/mo
Today · 4.125%
HK$6,083
baseline
▲ 0.50% · 4.625%
HK$6,453
+HK$370/mo
Deposit HK$139K · loan HK$1.26M · min. income ≈ HK$12,166/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,368
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,539
−HK$173/mo
Today · 4.125%
HK$6,712
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$354/mo
Deposit HK$139K · loan HK$1.26M · min. income ≈ HK$13,424/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).