▼ 0.50% · 3.625%
HK$3,155
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,253
−HK$100/mo
Today · 4.125%
HK$3,353
baseline
▲ 0.50% · 4.625%
HK$3,557
+HK$204/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$6,706/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,510
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,604
−HK$95/mo
Today · 4.125%
HK$3,699
baseline
▲ 0.50% · 4.625%
HK$3,894
+HK$195/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$7,398/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,470
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,578
−HK$110/mo
Today · 4.125%
HK$3,688
baseline
▲ 0.50% · 4.625%
HK$3,912
+HK$224/mo
Deposit HK$623K · loan HK$761K · min. income ≈ HK$7,376/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,861
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,964
−HK$105/mo
Today · 4.125%
HK$4,069
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$215/mo
Deposit HK$623K · loan HK$761K · min. income ≈ HK$8,138/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,786
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,904
−HK$119/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,268
+HK$245/mo
Deposit HK$553K · loan HK$830K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,212
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,325
−HK$114/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$234/mo
Deposit HK$553K · loan HK$830K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$130/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$265/mo
Deposit HK$484K · loan HK$899K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$124/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$254/mo
Deposit HK$484K · loan HK$899K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,417
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$140/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$286/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$133/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$273/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$149/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$306/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$143/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$293/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,048
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$159/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,691
+HK$327/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,616
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$153/mo
Today · 4.125%
HK$5,919
baseline
▲ 0.50% · 4.625%
HK$6,231
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,838/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$170/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$347/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,127
−HK$162/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,621
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,679
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$179/mo
Today · 4.125%
HK$6,035
baseline
▲ 0.50% · 4.625%
HK$6,402
+HK$367/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$12,070/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,318
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,487
−HK$172/mo
Today · 4.125%
HK$6,659
baseline
▲ 0.50% · 4.625%
HK$7,010
+HK$351/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$13,318/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).