▼ 0.50% · 3.625%
HK$3,184
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,283
−HK$101/mo
Today · 4.125%
HK$3,384
baseline
▲ 0.50% · 4.625%
HK$3,590
+HK$206/mo
Deposit HK$698K · loan HK$698K · min. income ≈ HK$6,768/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$97/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$197/mo
Deposit HK$698K · loan HK$698K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,503
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$110/mo
Today · 4.125%
HK$3,722
baseline
▲ 0.50% · 4.625%
HK$3,949
+HK$227/mo
Deposit HK$628K · loan HK$768K · min. income ≈ HK$7,444/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$210/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$106/mo
Today · 4.125%
HK$4,107
baseline
▲ 0.50% · 4.625%
HK$4,324
+HK$217/mo
Deposit HK$628K · loan HK$768K · min. income ≈ HK$8,214/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,821
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$121/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$247/mo
Deposit HK$559K · loan HK$838K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,251
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$115/mo
Today · 4.125%
HK$4,480
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$237/mo
Deposit HK$559K · loan HK$838K · min. income ≈ HK$8,960/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$131/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$268/mo
Deposit HK$489K · loan HK$908K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$125/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$256/mo
Deposit HK$489K · loan HK$908K · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$141/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$289/mo
Deposit HK$419K · loan HK$977K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$135/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$276/mo
Deposit HK$419K · loan HK$977K · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$151/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$309/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,314
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$145/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$295/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,095
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,253
−HK$161/mo
Today · 4.125%
HK$5,414
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$330/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$10,828/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,668
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,820
−HK$154/mo
Today · 4.125%
HK$5,974
baseline
▲ 0.50% · 4.625%
HK$6,289
+HK$315/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$11,948/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$172/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,103
+HK$350/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,184
−HK$163/mo
Today · 4.125%
HK$6,347
baseline
▲ 0.50% · 4.625%
HK$6,682
+HK$335/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$12,694/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,731
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,910
−HK$181/mo
Today · 4.125%
HK$6,091
baseline
▲ 0.50% · 4.625%
HK$6,462
+HK$371/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,182/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,376
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,547
−HK$174/mo
Today · 4.125%
HK$6,721
baseline
▲ 0.50% · 4.625%
HK$7,075
+HK$354/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,442/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).