▼ 0.50% · 3.625%
HK$3,219
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$101/mo
Today · 4.125%
HK$3,421
baseline
▲ 0.50% · 4.625%
HK$3,629
+HK$208/mo
Deposit HK$706K · loan HK$706K · min. income ≈ HK$6,842/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$97/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$3,974
+HK$199/mo
Deposit HK$706K · loan HK$706K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$112/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,992
+HK$229/mo
Deposit HK$635K · loan HK$777K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,940
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,045
−HK$108/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$218/mo
Deposit HK$635K · loan HK$777K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$122/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$250/mo
Deposit HK$565K · loan HK$847K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,413
−HK$117/mo
Today · 4.125%
HK$4,530
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$239/mo
Deposit HK$565K · loan HK$847K · min. income ≈ HK$9,060/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,185
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$133/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,718
+HK$270/mo
Deposit HK$494K · loan HK$918K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,656
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,781
−HK$127/mo
Today · 4.125%
HK$4,908
baseline
▲ 0.50% · 4.625%
HK$5,166
+HK$258/mo
Deposit HK$494K · loan HK$918K · min. income ≈ HK$9,816/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$143/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$291/mo
Deposit HK$424K · loan HK$988K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$136/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$279/mo
Deposit HK$424K · loan HK$988K · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$153/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$312/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,372
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,516
−HK$147/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$5,961
+HK$298/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$163/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$333/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,884
−HK$156/mo
Today · 4.125%
HK$6,040
baseline
▲ 0.50% · 4.625%
HK$6,358
+HK$318/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,080/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$173/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$354/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,089
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$166/mo
Today · 4.125%
HK$6,418
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$338/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,836/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,795
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,975
−HK$183/mo
Today · 4.125%
HK$6,158
baseline
▲ 0.50% · 4.625%
HK$6,533
+HK$375/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,316/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,447
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,620
−HK$175/mo
Today · 4.125%
HK$6,795
baseline
▲ 0.50% · 4.625%
HK$7,153
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,590/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).