▼ 0.50% · 3.625%
HK$3,273
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,375
−HK$104/mo
Today · 4.125%
HK$3,479
baseline
▲ 0.50% · 4.625%
HK$3,690
+HK$211/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$6,958/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,739
−HK$99/mo
Today · 4.125%
HK$3,838
baseline
▲ 0.50% · 4.625%
HK$4,041
+HK$203/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$7,676/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$113/mo
Today · 4.125%
HK$3,826
baseline
▲ 0.50% · 4.625%
HK$4,059
+HK$233/mo
Deposit HK$646K · loan HK$790K · min. income ≈ HK$7,652/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,113
−HK$109/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$223/mo
Deposit HK$646K · loan HK$790K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$124/mo
Today · 4.125%
HK$4,174
baseline
▲ 0.50% · 4.625%
HK$4,428
+HK$254/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$8,348/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$119/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$243/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,388
−HK$134/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$275/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,734
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$129/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,253
+HK$263/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,583
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,725
−HK$145/mo
Today · 4.125%
HK$4,870
baseline
▲ 0.50% · 4.625%
HK$5,166
+HK$296/mo
Deposit HK$431K · loan HK$1.00M · min. income ≈ HK$9,740/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,098
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,235
−HK$139/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,657
+HK$283/mo
Deposit HK$431K · loan HK$1.00M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,910
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$155/mo
Today · 4.125%
HK$5,218
baseline
▲ 0.50% · 4.625%
HK$5,535
+HK$317/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,436/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$148/mo
Today · 4.125%
HK$5,757
baseline
▲ 0.50% · 4.625%
HK$6,061
+HK$304/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,514/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,400
−HK$166/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$338/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$158/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,465
+HK$324/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$176/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$359/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,191
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$168/mo
Today · 4.125%
HK$6,525
baseline
▲ 0.50% · 4.625%
HK$6,869
+HK$344/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,050/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,892
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,075
−HK$186/mo
Today · 4.125%
HK$6,261
baseline
▲ 0.50% · 4.625%
HK$6,642
+HK$381/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,522/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,555
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$178/mo
Today · 4.125%
HK$6,909
baseline
▲ 0.50% · 4.625%
HK$7,273
+HK$364/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,818/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).