▼ 0.50% · 3.625%
HK$3,214
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,314
−HK$102/mo
Today · 4.125%
HK$3,416
baseline
▲ 0.50% · 4.625%
HK$3,623
+HK$207/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$6,832/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,576
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$98/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$198/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,535
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$112/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,986
+HK$229/mo
Deposit HK$634K · loan HK$775K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,039
−HK$107/mo
Today · 4.125%
HK$4,146
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$218/mo
Deposit HK$634K · loan HK$775K · min. income ≈ HK$8,292/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,857
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,977
−HK$122/mo
Today · 4.125%
HK$4,099
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$249/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$8,198/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,291
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$116/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$239/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,178
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$132/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$270/mo
Deposit HK$493K · loan HK$916K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$126/mo
Today · 4.125%
HK$4,899
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$259/mo
Deposit HK$493K · loan HK$916K · min. income ≈ HK$9,798/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$142/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$291/mo
Deposit HK$423K · loan HK$987K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$136/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$278/mo
Deposit HK$423K · loan HK$987K · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$152/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$312/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$146/mo
Today · 4.125%
HK$5,653
baseline
▲ 0.50% · 4.625%
HK$5,951
+HK$298/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$11,306/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$163/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,797
+HK$332/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,874
−HK$156/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$318/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$172/mo
Today · 4.125%
HK$5,806
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$354/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$11,612/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,078
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,241
−HK$166/mo
Today · 4.125%
HK$6,407
baseline
▲ 0.50% · 4.625%
HK$6,744
+HK$337/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$12,814/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,785
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,965
−HK$183/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,522
+HK$374/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,436
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,609
−HK$175/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,141
+HK$357/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).