▼ 0.50% · 3.625%
HK$3,260
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,361
−HK$103/mo
Today · 4.125%
HK$3,464
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$211/mo
Deposit HK$715K · loan HK$715K · min. income ≈ HK$6,928/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,626
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$98/mo
Today · 4.125%
HK$3,822
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$202/mo
Deposit HK$715K · loan HK$715K · min. income ≈ HK$7,644/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,586
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$114/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$231/mo
Deposit HK$643K · loan HK$786K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$109/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$221/mo
Deposit HK$643K · loan HK$786K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$124/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,410
+HK$253/mo
Deposit HK$572K · loan HK$858K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$119/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$242/mo
Deposit HK$572K · loan HK$858K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,370
−HK$133/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$274/mo
Deposit HK$500K · loan HK$929K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,714
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$128/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$262/mo
Deposit HK$500K · loan HK$929K · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$144/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$295/mo
Deposit HK$429K · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$138/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$282/mo
Deposit HK$429K · loan HK$1.00M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$154/mo
Today · 4.125%
HK$5,196
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$316/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$10,392/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$148/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$302/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,216
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,378
−HK$165/mo
Today · 4.125%
HK$5,543
baseline
▲ 0.50% · 4.625%
HK$5,880
+HK$337/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$11,086/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,802
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$158/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$322/mo
Deposit HK$286K · loan HK$1.14M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,542
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$175/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,247
+HK$358/mo
Deposit HK$214K · loan HK$1.22M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,165
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,330
−HK$168/mo
Today · 4.125%
HK$6,498
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$343/mo
Deposit HK$214K · loan HK$1.22M · min. income ≈ HK$12,996/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,868
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$186/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$379/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,703
−HK$177/mo
Today · 4.125%
HK$6,880
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$363/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,760/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).