▼ 0.50% · 3.625%
HK$3,199
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,299
−HK$101/mo
Today · 4.125%
HK$3,400
baseline
▲ 0.50% · 4.625%
HK$3,607
+HK$207/mo
Deposit HK$702K · loan HK$702K · min. income ≈ HK$6,800/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,559
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,655
−HK$96/mo
Today · 4.125%
HK$3,751
baseline
▲ 0.50% · 4.625%
HK$3,949
+HK$198/mo
Deposit HK$702K · loan HK$702K · min. income ≈ HK$7,502/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$111/mo
Today · 4.125%
HK$3,740
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$227/mo
Deposit HK$631K · loan HK$772K · min. income ≈ HK$7,480/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$107/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,344
+HK$217/mo
Deposit HK$631K · loan HK$772K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$121/mo
Today · 4.125%
HK$4,080
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$248/mo
Deposit HK$561K · loan HK$842K · min. income ≈ HK$8,160/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$116/mo
Today · 4.125%
HK$4,502
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$237/mo
Deposit HK$561K · loan HK$842K · min. income ≈ HK$9,004/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,159
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$132/mo
Today · 4.125%
HK$4,420
baseline
▲ 0.50% · 4.625%
HK$4,689
+HK$269/mo
Deposit HK$491K · loan HK$912K · min. income ≈ HK$8,840/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,627
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,751
−HK$126/mo
Today · 4.125%
HK$4,877
baseline
▲ 0.50% · 4.625%
HK$5,134
+HK$257/mo
Deposit HK$491K · loan HK$912K · min. income ≈ HK$9,754/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$142/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,049
+HK$289/mo
Deposit HK$421K · loan HK$982K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,116
−HK$136/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$277/mo
Deposit HK$421K · loan HK$982K · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,948
−HK$152/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$310/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,339
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,482
−HK$145/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,924
+HK$297/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,119
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,278
−HK$162/mo
Today · 4.125%
HK$5,440
baseline
▲ 0.50% · 4.625%
HK$5,771
+HK$331/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$10,880/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,695
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$155/mo
Today · 4.125%
HK$6,002
baseline
▲ 0.50% · 4.625%
HK$6,319
+HK$317/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$12,004/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,439
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,608
−HK$172/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,131
+HK$351/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,051
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,213
−HK$164/mo
Today · 4.125%
HK$6,377
baseline
▲ 0.50% · 4.625%
HK$6,714
+HK$337/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,754/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,759
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,938
−HK$182/mo
Today · 4.125%
HK$6,120
baseline
▲ 0.50% · 4.625%
HK$6,492
+HK$372/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,240/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,406
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,578
−HK$175/mo
Today · 4.125%
HK$6,753
baseline
▲ 0.50% · 4.625%
HK$7,109
+HK$356/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,506/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).