▼ 0.50% · 3.625%
HK$3,178
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,277
−HK$100/mo
Today · 4.125%
HK$3,377
baseline
▲ 0.50% · 4.625%
HK$3,583
+HK$206/mo
Deposit HK$697K · loan HK$697K · min. income ≈ HK$6,754/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,535
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,630
−HK$96/mo
Today · 4.125%
HK$3,726
baseline
▲ 0.50% · 4.625%
HK$3,923
+HK$197/mo
Deposit HK$697K · loan HK$697K · min. income ≈ HK$7,452/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,496
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,604
−HK$111/mo
Today · 4.125%
HK$3,715
baseline
▲ 0.50% · 4.625%
HK$3,941
+HK$226/mo
Deposit HK$627K · loan HK$766K · min. income ≈ HK$7,430/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,889
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$106/mo
Today · 4.125%
HK$4,099
baseline
▲ 0.50% · 4.625%
HK$4,315
+HK$216/mo
Deposit HK$627K · loan HK$766K · min. income ≈ HK$8,198/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,813
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,932
−HK$121/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,299
+HK$246/mo
Deposit HK$557K · loan HK$836K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,356
−HK$116/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,707
+HK$235/mo
Deposit HK$557K · loan HK$836K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$130/mo
Today · 4.125%
HK$4,390
baseline
▲ 0.50% · 4.625%
HK$4,657
+HK$267/mo
Deposit HK$488K · loan HK$906K · min. income ≈ HK$8,780/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,596
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$125/mo
Today · 4.125%
HK$4,844
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$256/mo
Deposit HK$488K · loan HK$906K · min. income ≈ HK$9,688/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$141/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$5,016
+HK$288/mo
Deposit HK$418K · loan HK$976K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$135/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$275/mo
Deposit HK$418K · loan HK$976K · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,915
−HK$151/mo
Today · 4.125%
HK$5,066
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$308/mo
Deposit HK$348K · loan HK$1.05M · min. income ≈ HK$10,132/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,303
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$144/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,884
+HK$295/mo
Deposit HK$348K · loan HK$1.05M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$160/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$329/mo
Deposit HK$279K · loan HK$1.11M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$154/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,276
+HK$314/mo
Deposit HK$279K · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$171/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$349/mo
Deposit HK$209K · loan HK$1.18M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,010
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,171
−HK$164/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$334/mo
Deposit HK$209K · loan HK$1.18M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,898
−HK$181/mo
Today · 4.125%
HK$6,079
baseline
▲ 0.50% · 4.625%
HK$6,449
+HK$370/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,158/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,364
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,534
−HK$173/mo
Today · 4.125%
HK$6,707
baseline
▲ 0.50% · 4.625%
HK$7,061
+HK$354/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,414/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).