▼ 0.50% · 3.625%
HK$2,673
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,757
−HK$84/mo
Today · 4.125%
HK$2,841
baseline
▲ 0.50% · 4.625%
HK$3,014
+HK$173/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$5,682/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,974
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,054
−HK$81/mo
Today · 4.125%
HK$3,135
baseline
▲ 0.50% · 4.625%
HK$3,300
+HK$165/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$6,270/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,941
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,032
−HK$93/mo
Today · 4.125%
HK$3,125
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$190/mo
Deposit HK$528K · loan HK$645K · min. income ≈ HK$6,250/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,359
−HK$89/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$182/mo
Deposit HK$528K · loan HK$645K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,208
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,308
−HK$101/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,617
+HK$208/mo
Deposit HK$469K · loan HK$703K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,665
−HK$97/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,960
+HK$198/mo
Deposit HK$469K · loan HK$703K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,475
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,583
−HK$110/mo
Today · 4.125%
HK$3,693
baseline
▲ 0.50% · 4.625%
HK$3,918
+HK$225/mo
Deposit HK$410K · loan HK$762K · min. income ≈ HK$7,386/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,970
−HK$105/mo
Today · 4.125%
HK$4,075
baseline
▲ 0.50% · 4.625%
HK$4,290
+HK$215/mo
Deposit HK$410K · loan HK$762K · min. income ≈ HK$8,150/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,743
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$118/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$242/mo
Deposit HK$352K · loan HK$821K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$114/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$231/mo
Deposit HK$352K · loan HK$821K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,010
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$126/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$260/mo
Deposit HK$293K · loan HK$879K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,461
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$121/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,950
+HK$248/mo
Deposit HK$293K · loan HK$879K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,277
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,410
−HK$136/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$276/mo
Deposit HK$234K · loan HK$938K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$130/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$264/mo
Deposit HK$234K · loan HK$938K · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$144/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$294/mo
Deposit HK$176K · loan HK$997K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$137/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$281/mo
Deposit HK$176K · loan HK$997K · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,812
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$152/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$311/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$146/mo
Today · 4.125%
HK$5,643
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$297/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$11,286/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).