▼ 0.50% · 3.625%
HK$3,661
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$116/mo
Today · 4.125%
HK$3,891
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$237/mo
Deposit HK$803K · loan HK$803K · min. income ≈ HK$7,782/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,073
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$110/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$227/mo
Deposit HK$803K · loan HK$803K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$127/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,541
+HK$261/mo
Deposit HK$723K · loan HK$883K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$122/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$249/mo
Deposit HK$723K · loan HK$883K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$139/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,953
+HK$284/mo
Deposit HK$642K · loan HK$963K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,019
−HK$133/mo
Today · 4.125%
HK$5,152
baseline
▲ 0.50% · 4.625%
HK$5,424
+HK$272/mo
Deposit HK$642K · loan HK$963K · min. income ≈ HK$10,304/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$150/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$308/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,437
−HK$144/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,876
+HK$295/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$162/mo
Today · 4.125%
HK$5,447
baseline
▲ 0.50% · 4.625%
HK$5,779
+HK$332/mo
Deposit HK$482K · loan HK$1.12M · min. income ≈ HK$10,894/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$155/mo
Today · 4.125%
HK$6,011
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$317/mo
Deposit HK$482K · loan HK$1.12M · min. income ≈ HK$12,022/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,492
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,663
−HK$174/mo
Today · 4.125%
HK$5,837
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$355/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,674/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,110
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,274
−HK$166/mo
Today · 4.125%
HK$6,440
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,880/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$186/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$378/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,517
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,692
−HK$177/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,231
+HK$362/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,224
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,418
−HK$197/mo
Today · 4.125%
HK$6,615
baseline
▲ 0.50% · 4.625%
HK$7,017
+HK$402/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$13,230/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,925
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,110
−HK$189/mo
Today · 4.125%
HK$7,299
baseline
▲ 0.50% · 4.625%
HK$7,683
+HK$384/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$14,598/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,591
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,796
−HK$208/mo
Today · 4.125%
HK$7,004
baseline
▲ 0.50% · 4.625%
HK$7,430
+HK$426/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,008/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,332
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,529
−HK$199/mo
Today · 4.125%
HK$7,728
baseline
▲ 0.50% · 4.625%
HK$8,135
+HK$407/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,456/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).