▼ 0.50% · 3.625%
HK$2,455
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,531
−HK$78/mo
Today · 4.125%
HK$2,609
baseline
▲ 0.50% · 4.625%
HK$2,768
+HK$159/mo
Deposit HK$538K · loan HK$538K · min. income ≈ HK$5,218/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,731
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,804
−HK$75/mo
Today · 4.125%
HK$2,879
baseline
▲ 0.50% · 4.625%
HK$3,031
+HK$152/mo
Deposit HK$538K · loan HK$538K · min. income ≈ HK$5,758/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,701
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,785
−HK$85/mo
Today · 4.125%
HK$2,870
baseline
▲ 0.50% · 4.625%
HK$3,045
+HK$175/mo
Deposit HK$484K · loan HK$592K · min. income ≈ HK$5,740/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,004
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,085
−HK$82/mo
Today · 4.125%
HK$3,167
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$167/mo
Deposit HK$484K · loan HK$592K · min. income ≈ HK$6,334/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,946
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,038
−HK$93/mo
Today · 4.125%
HK$3,131
baseline
▲ 0.50% · 4.625%
HK$3,321
+HK$190/mo
Deposit HK$431K · loan HK$646K · min. income ≈ HK$6,262/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,277
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$90/mo
Today · 4.125%
HK$3,455
baseline
▲ 0.50% · 4.625%
HK$3,637
+HK$182/mo
Deposit HK$431K · loan HK$646K · min. income ≈ HK$6,910/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,192
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,291
−HK$101/mo
Today · 4.125%
HK$3,392
baseline
▲ 0.50% · 4.625%
HK$3,598
+HK$206/mo
Deposit HK$377K · loan HK$700K · min. income ≈ HK$6,784/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,551
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,646
−HK$96/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$198/mo
Deposit HK$377K · loan HK$700K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,437
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$109/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,875
+HK$222/mo
Deposit HK$323K · loan HK$754K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,926
−HK$104/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$213/mo
Deposit HK$323K · loan HK$754K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,683
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,797
−HK$117/mo
Today · 4.125%
HK$3,914
baseline
▲ 0.50% · 4.625%
HK$4,152
+HK$238/mo
Deposit HK$269K · loan HK$807K · min. income ≈ HK$7,828/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,097
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$111/mo
Today · 4.125%
HK$4,318
baseline
▲ 0.50% · 4.625%
HK$4,546
+HK$228/mo
Deposit HK$269K · loan HK$807K · min. income ≈ HK$8,636/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$124/mo
Today · 4.125%
HK$4,174
baseline
▲ 0.50% · 4.625%
HK$4,428
+HK$254/mo
Deposit HK$215K · loan HK$861K · min. income ≈ HK$8,348/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$119/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$243/mo
Deposit HK$215K · loan HK$861K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$132/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$270/mo
Deposit HK$161K · loan HK$915K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,643
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$126/mo
Today · 4.125%
HK$4,894
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$258/mo
Deposit HK$161K · loan HK$915K · min. income ≈ HK$9,788/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,419
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,557
−HK$139/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$286/mo
Deposit HK$108K · loan HK$969K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$134/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$273/mo
Deposit HK$108K · loan HK$969K · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).