▼ 0.50% · 3.625%
HK$2,390
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,465
−HK$75/mo
Today · 4.125%
HK$2,540
baseline
▲ 0.50% · 4.625%
HK$2,695
+HK$155/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,080/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,659
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,731
−HK$72/mo
Today · 4.125%
HK$2,803
baseline
▲ 0.50% · 4.625%
HK$2,951
+HK$148/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,606/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,629
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,711
−HK$83/mo
Today · 4.125%
HK$2,794
baseline
▲ 0.50% · 4.625%
HK$2,964
+HK$170/mo
Deposit HK$472K · loan HK$577K · min. income ≈ HK$5,588/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,925
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,004
−HK$79/mo
Today · 4.125%
HK$3,083
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$163/mo
Deposit HK$472K · loan HK$577K · min. income ≈ HK$6,166/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,868
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,958
−HK$90/mo
Today · 4.125%
HK$3,048
baseline
▲ 0.50% · 4.625%
HK$3,234
+HK$186/mo
Deposit HK$419K · loan HK$629K · min. income ≈ HK$6,096/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,191
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,277
−HK$87/mo
Today · 4.125%
HK$3,364
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$177/mo
Deposit HK$419K · loan HK$629K · min. income ≈ HK$6,728/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,107
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$98/mo
Today · 4.125%
HK$3,302
baseline
▲ 0.50% · 4.625%
HK$3,503
+HK$201/mo
Deposit HK$367K · loan HK$681K · min. income ≈ HK$6,604/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,457
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$94/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$192/mo
Deposit HK$367K · loan HK$681K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,347
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$105/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$217/mo
Deposit HK$314K · loan HK$734K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$101/mo
Today · 4.125%
HK$3,924
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$207/mo
Deposit HK$314K · loan HK$734K · min. income ≈ HK$7,848/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,586
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$113/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$232/mo
Deposit HK$262K · loan HK$786K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$108/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$222/mo
Deposit HK$262K · loan HK$786K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,825
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$120/mo
Today · 4.125%
HK$4,064
baseline
▲ 0.50% · 4.625%
HK$4,312
+HK$248/mo
Deposit HK$210K · loan HK$839K · min. income ≈ HK$8,128/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$116/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$236/mo
Deposit HK$210K · loan HK$839K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,064
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$128/mo
Today · 4.125%
HK$4,318
baseline
▲ 0.50% · 4.625%
HK$4,581
+HK$263/mo
Deposit HK$157K · loan HK$891K · min. income ≈ HK$8,636/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,521
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,642
−HK$123/mo
Today · 4.125%
HK$4,765
baseline
▲ 0.50% · 4.625%
HK$5,016
+HK$251/mo
Deposit HK$157K · loan HK$891K · min. income ≈ HK$9,530/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,303
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$136/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$279/mo
Deposit HK$105K · loan HK$943K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,915
−HK$130/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$266/mo
Deposit HK$105K · loan HK$943K · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).