▼ 0.50% · 3.625%
HK$1,604
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,654
−HK$51/mo
Today · 4.125%
HK$1,705
baseline
▲ 0.50% · 4.625%
HK$1,808
+HK$103/mo
Deposit HK$352K · loan HK$352K · min. income ≈ HK$3,410/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,785
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,832
−HK$49/mo
Today · 4.125%
HK$1,881
baseline
▲ 0.50% · 4.625%
HK$1,980
+HK$99/mo
Deposit HK$352K · loan HK$352K · min. income ≈ HK$3,762/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,764
−HK$111/mo
▼ 0.25% · 3.875%
HK$1,819
−HK$56/mo
Today · 4.125%
HK$1,875
baseline
▲ 0.50% · 4.625%
HK$1,989
+HK$114/mo
Deposit HK$317K · loan HK$387K · min. income ≈ HK$3,750/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,963
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,016
−HK$53/mo
Today · 4.125%
HK$2,069
baseline
▲ 0.50% · 4.625%
HK$2,178
+HK$109/mo
Deposit HK$317K · loan HK$387K · min. income ≈ HK$4,138/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,925
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,985
−HK$61/mo
Today · 4.125%
HK$2,046
baseline
▲ 0.50% · 4.625%
HK$2,170
+HK$124/mo
Deposit HK$281K · loan HK$422K · min. income ≈ HK$4,092/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,141
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,199
−HK$58/mo
Today · 4.125%
HK$2,257
baseline
▲ 0.50% · 4.625%
HK$2,376
+HK$119/mo
Deposit HK$281K · loan HK$422K · min. income ≈ HK$4,514/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,085
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,150
−HK$66/mo
Today · 4.125%
HK$2,216
baseline
▲ 0.50% · 4.625%
HK$2,351
+HK$135/mo
Deposit HK$246K · loan HK$457K · min. income ≈ HK$4,432/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,320
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,382
−HK$63/mo
Today · 4.125%
HK$2,445
baseline
▲ 0.50% · 4.625%
HK$2,574
+HK$129/mo
Deposit HK$246K · loan HK$457K · min. income ≈ HK$4,890/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,246
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,316
−HK$71/mo
Today · 4.125%
HK$2,387
baseline
▲ 0.50% · 4.625%
HK$2,532
+HK$145/mo
Deposit HK$211K · loan HK$492K · min. income ≈ HK$4,774/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,498
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,565
−HK$68/mo
Today · 4.125%
HK$2,633
baseline
▲ 0.50% · 4.625%
HK$2,772
+HK$139/mo
Deposit HK$211K · loan HK$492K · min. income ≈ HK$5,266/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,406
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,481
−HK$76/mo
Today · 4.125%
HK$2,557
baseline
▲ 0.50% · 4.625%
HK$2,713
+HK$156/mo
Deposit HK$176K · loan HK$528K · min. income ≈ HK$5,114/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,677
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,749
−HK$72/mo
Today · 4.125%
HK$2,821
baseline
▲ 0.50% · 4.625%
HK$2,970
+HK$149/mo
Deposit HK$176K · loan HK$528K · min. income ≈ HK$5,642/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,567
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,646
−HK$81/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,893
+HK$166/mo
Deposit HK$141K · loan HK$563K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$77/mo
Today · 4.125%
HK$3,009
baseline
▲ 0.50% · 4.625%
HK$3,168
+HK$159/mo
Deposit HK$141K · loan HK$563K · min. income ≈ HK$6,018/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,727
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,812
−HK$86/mo
Today · 4.125%
HK$2,898
baseline
▲ 0.50% · 4.625%
HK$3,074
+HK$176/mo
Deposit HK$106K · loan HK$598K · min. income ≈ HK$5,796/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,034
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,115
−HK$83/mo
Today · 4.125%
HK$3,198
baseline
▲ 0.50% · 4.625%
HK$3,366
+HK$168/mo
Deposit HK$106K · loan HK$598K · min. income ≈ HK$6,396/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,887
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,977
−HK$91/mo
Today · 4.125%
HK$3,068
baseline
▲ 0.50% · 4.625%
HK$3,255
+HK$187/mo
Deposit HK$70K · loan HK$633K · min. income ≈ HK$6,136/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,212
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,298
−HK$88/mo
Today · 4.125%
HK$3,386
baseline
▲ 0.50% · 4.625%
HK$3,564
+HK$178/mo
Deposit HK$70K · loan HK$633K · min. income ≈ HK$6,772/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).