▼ 0.50% · 3.625%
HK$1,719
−HK$108/mo
▼ 0.25% · 3.875%
HK$1,773
−HK$54/mo
Today · 4.125%
HK$1,827
baseline
▲ 0.50% · 4.625%
HK$1,938
+HK$111/mo
Deposit HK$377K · loan HK$377K · min. income ≈ HK$3,654/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,913
−HK$103/mo
▼ 0.25% · 3.875%
HK$1,964
−HK$52/mo
Today · 4.125%
HK$2,016
baseline
▲ 0.50% · 4.625%
HK$2,122
+HK$106/mo
Deposit HK$377K · loan HK$377K · min. income ≈ HK$4,032/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,891
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,950
−HK$60/mo
Today · 4.125%
HK$2,010
baseline
▲ 0.50% · 4.625%
HK$2,132
+HK$122/mo
Deposit HK$339K · loan HK$415K · min. income ≈ HK$4,020/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,104
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,160
−HK$58/mo
Today · 4.125%
HK$2,218
baseline
▲ 0.50% · 4.625%
HK$2,334
+HK$116/mo
Deposit HK$339K · loan HK$415K · min. income ≈ HK$4,436/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,063
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,127
−HK$65/mo
Today · 4.125%
HK$2,192
baseline
▲ 0.50% · 4.625%
HK$2,326
+HK$134/mo
Deposit HK$302K · loan HK$452K · min. income ≈ HK$4,384/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,295
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,357
−HK$62/mo
Today · 4.125%
HK$2,419
baseline
▲ 0.50% · 4.625%
HK$2,547
+HK$128/mo
Deposit HK$302K · loan HK$452K · min. income ≈ HK$4,838/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,235
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,304
−HK$71/mo
Today · 4.125%
HK$2,375
baseline
▲ 0.50% · 4.625%
HK$2,520
+HK$145/mo
Deposit HK$264K · loan HK$490K · min. income ≈ HK$4,750/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,486
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,553
−HK$68/mo
Today · 4.125%
HK$2,621
baseline
▲ 0.50% · 4.625%
HK$2,759
+HK$138/mo
Deposit HK$264K · loan HK$490K · min. income ≈ HK$5,242/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,407
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,482
−HK$76/mo
Today · 4.125%
HK$2,558
baseline
▲ 0.50% · 4.625%
HK$2,713
+HK$155/mo
Deposit HK$226K · loan HK$528K · min. income ≈ HK$5,116/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,678
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,749
−HK$73/mo
Today · 4.125%
HK$2,822
baseline
▲ 0.50% · 4.625%
HK$2,971
+HK$149/mo
Deposit HK$226K · loan HK$528K · min. income ≈ HK$5,644/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,579
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,659
−HK$81/mo
Today · 4.125%
HK$2,740
baseline
▲ 0.50% · 4.625%
HK$2,907
+HK$167/mo
Deposit HK$188K · loan HK$565K · min. income ≈ HK$5,480/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,869
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,946
−HK$78/mo
Today · 4.125%
HK$3,024
baseline
▲ 0.50% · 4.625%
HK$3,183
+HK$159/mo
Deposit HK$188K · loan HK$565K · min. income ≈ HK$6,048/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,751
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,836
−HK$87/mo
Today · 4.125%
HK$2,923
baseline
▲ 0.50% · 4.625%
HK$3,101
+HK$178/mo
Deposit HK$151K · loan HK$603K · min. income ≈ HK$5,846/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,060
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,142
−HK$83/mo
Today · 4.125%
HK$3,225
baseline
▲ 0.50% · 4.625%
HK$3,395
+HK$170/mo
Deposit HK$151K · loan HK$603K · min. income ≈ HK$6,450/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,923
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,014
−HK$92/mo
Today · 4.125%
HK$3,106
baseline
▲ 0.50% · 4.625%
HK$3,295
+HK$189/mo
Deposit HK$113K · loan HK$641K · min. income ≈ HK$6,212/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,251
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$88/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,608
+HK$181/mo
Deposit HK$113K · loan HK$641K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,095
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,191
−HK$98/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$200/mo
Deposit HK$75K · loan HK$679K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$75K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$94/mo
Today · 4.125%
HK$3,629
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$191/mo
Deposit HK$75K · loan HK$679K · min. income ≈ HK$7,258/mo (50% DSR)
Upfront cash ≈ HK$75K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).