▼ 0.50% · 3.625%
HK$3,752
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,869
−HK$118/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$243/mo
Deposit HK$823K · loan HK$823K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$114/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,632
+HK$232/mo
Deposit HK$823K · loan HK$823K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,127
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$130/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$267/mo
Deposit HK$740K · loan HK$905K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$125/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$255/mo
Deposit HK$740K · loan HK$905K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,503
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,643
−HK$142/mo
Today · 4.125%
HK$4,785
baseline
▲ 0.50% · 4.625%
HK$5,076
+HK$291/mo
Deposit HK$658K · loan HK$987K · min. income ≈ HK$9,570/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$137/mo
Today · 4.125%
HK$5,280
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$278/mo
Deposit HK$658K · loan HK$987K · min. income ≈ HK$10,560/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,029
−HK$155/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,499
+HK$315/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,572
−HK$148/mo
Today · 4.125%
HK$5,720
baseline
▲ 0.50% · 4.625%
HK$6,021
+HK$301/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$11,440/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$166/mo
Today · 4.125%
HK$5,582
baseline
▲ 0.50% · 4.625%
HK$5,922
+HK$340/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$11,164/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$159/mo
Today · 4.125%
HK$6,160
baseline
▲ 0.50% · 4.625%
HK$6,484
+HK$324/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$12,320/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,628
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,803
−HK$178/mo
Today · 4.125%
HK$5,981
baseline
▲ 0.50% · 4.625%
HK$6,345
+HK$364/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$11,962/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,429
−HK$171/mo
Today · 4.125%
HK$6,600
baseline
▲ 0.50% · 4.625%
HK$6,947
+HK$347/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$13,200/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,003
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,190
−HK$190/mo
Today · 4.125%
HK$6,380
baseline
▲ 0.50% · 4.625%
HK$6,768
+HK$388/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,760/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,679
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,858
−HK$181/mo
Today · 4.125%
HK$7,039
baseline
▲ 0.50% · 4.625%
HK$7,411
+HK$372/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,078/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,379
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,577
−HK$202/mo
Today · 4.125%
HK$6,779
baseline
▲ 0.50% · 4.625%
HK$7,191
+HK$412/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,558/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,096
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,286
−HK$193/mo
Today · 4.125%
HK$7,479
baseline
▲ 0.50% · 4.625%
HK$7,874
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,958/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,754
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,964
−HK$213/mo
Today · 4.125%
HK$7,177
baseline
▲ 0.50% · 4.625%
HK$7,614
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,354/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,513
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,715
−HK$204/mo
Today · 4.125%
HK$7,919
baseline
▲ 0.50% · 4.625%
HK$8,337
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,838/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).